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1014 Mountain View Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 1014 Mountain View Rd, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,807 sqft · built 2004
Lot Size2.93 acres (128,066 sqft)
OwnerCompany Name on Record
Last Sale$525,000 (Aug 2004)
Tax Bill$9,257 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN401-060-39-00

Property Details

APN / Parcel Number

Primary APN401-060-39-00
Alternative APN
  • 4010601000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,807 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area128,066 sqft
View / LotGood
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number4010601000
Street Address1014 MOUNTAIN VIEW RD
CityEL CAJON
StateCA
Zip92021-7822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 3 (EX ST) TR PM04567
Legal SubdivisionPARCEL MAP NO 4567
Legal Tract4567
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2019
Census Tract15502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1014 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7822
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2004 · Amount on Record
Deed SaleAug 18, 2004 · Amount on Record
Deed Document Number2004786079
Last Transfer DateJun 9, 2014
Transfer Doc0000264734
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1014 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7822
Transaction TypeMortgage
Record UpdatedJan 13, 2026
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 OLD MOUNTAIN VIEW RD, EL CAJON, CA 92021-7837

Mortgage

Document Number0000001400
DateJan 5, 2026
Instrument2026-0001400
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1014 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7822
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 MOUNTAIN VIEW RD, EL CAJON, CA 92021-7822

Mortgage

Document Number0000659184
DateOct 27, 2020
Instrument2020-0659184
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictAlpine Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$789,467 (+2%) Land $462,073 Building $327,394
2025$9,257.00 (+0.19%) Homeowner's exemption$773,988 (+4.04%) Land $453,013 Building $320,975
2023$9,239.00 (+0.82%) Homeowner's exemption$743,935 Land $435,423 Building $308,512
2022$9,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1993–1996)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.8% of the US · above 88% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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