970 Lorraine Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 970 Lorraine Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1928
Lot Size	0.077 acres (3,332 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (May 2026)
Tax Bill	$8,233 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-01304-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`19-01304-0000-00011`
Alternative APN	`190130400011`

Interior

Stories	2 Stories
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	3,332 sqft (0.077 acres)
Lot Dimensions	96 ft deep x 70 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	970 LORRAINE AVE
City	UNION
State	NJ
Zip	07083-7559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1304
Legal Lot Number	11
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	33400

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	970 LORRAINE AVE, UNION, NJ 07083-7559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Bargain and Sale Deed, Transfer · VA Mortgage GUARANTEED RATE
May 15, 2026	Bargain and Sale Deed, Transfer · VA Mortgage GUARANTEED RATE, INC
Nov 3, 2021	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	202654806
Deed Book / Page	6618 / 2646
Record Updated	Oct 29, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	May 15, 2026
Property Address	970 LORRAINE AVE, UNION, NJ 07083-7559
Document Number	0066182646
Book / Page	6618 / 2646
Instrument Date	Apr 24, 2026
Instrument	202654806
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	RELIANT TITLE AGENCY LLC, RELIANT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 LORRAINE AVE, UNION, NJ 07083-7559

Mortgage

Document Number	0000092518,
Date	May 15, 2026
Instrument	202692518

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	May 15, 2026
Property Address	970 LORRAINE AVE, UNION, NJ 07083-7559
Document Number	0000054806
Book / Page	6618 / 2646
Instrument Date	Apr 24, 2026
Instrument	2026.54806
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	RELIANT TITLE AGENCY LLC, RELIANT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 LORRAINE AVE, UNION, NJ 07083-7559

Mortgage

Document Number	0000092518,
Date	May 15, 2026
Instrument	2026..92518

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 3, 2021
Property Address	970 LORRAINE AVE, UNION, NJ 07083-7559
Document Number	0064372311
Book / Page	6437 / 2311
Instrument Date	Oct 26, 2021
Instrument	11172
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	ALLIED TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 MYERS PL, 12, MIDDLESEX, NJ 08846-1864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 LORRAINE AVE, UNION, NJ 07083-7559

Mortgage

Document Number	24176
Date	Nov 3, 2021
Instrument	24176

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,300 (-) Land $13,000 Building $22,300	$35,300 (-) Land $13,000 Building $22,300
2025	$8,233.00 (+4.35%)	$35,300 (-) Land $13,000 Building $22,300	$35,300 (-) Land $13,000 Building $22,300
2024	$7,890.00 (+6.87%)
2023		$35,300 Land $13,000 Building $22,300	$35,300 Land $13,000 Building $22,300
2022	$7,383.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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