968 Lorraine Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 968 Lorraine Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,463 sqft · built 1929
Lot Size	0.08 acres (3,494 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Nov 2000)
Tax Bill	$8,723 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`19-01304-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`19-01304-0000-00010`
Alternative APN	`190130400010`

Interior

Stories	2 Stories
Building Area	1,463 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	3,494 sqft (0.08 acres)
Lot Dimensions	101 ft deep x 40 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	968 LORRAINE AVE
City	UNION
State	NJ
Zip	07083-7559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNLY REALTY CO
Legal Block	1304
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	33400

Owner

968 Lorraine Ave is owned and occupied by an individual who bought it in November 2000.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	968 LORRAINE AVE, UNION, NJ 07083-7559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Grant Deed, Transfer · Conventional Mortgage PRIME INVTRS
Feb 21, 2017	Loan Modification, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2000 · Amount on File
Deed Sale	Nov 6, 2000 · Amount on File
Deed Document Number	200087555
Deed Book / Page	5046 / 112
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Nov 12, 2020
Property Address	968 LORRAINE AVE, UNION, NJ 07083-7559
Document Number	0063892343
Book / Page	006389 / 002343
Instrument Date	Oct 27, 2020
Instrument	330112
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 LORRAINE AVE UNION NJ 070837559, UNION, NJ 07083-7559

Mortgage

Document Number	148122977
Date	Nov 12, 2020
Book Page	014812/002977
Instrument	703357

Lender

Name	PRIME INVTRS
Address	MAPLEWOOD, NJ 07040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 11, 2025

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	968 LORRAINE AVE, UNION, NJ 07083-7559
Document Number	0142520101
Book / Page	014252 / 000101
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 LORRAINE AVE UNION NJ 070837559, UNION, NJ 07083-7559

Mortgage

Document Number	0142520101
Date	Mar 29, 2017
Book Page	014252/000101
Instrument	638522

Lender

Name	DITECH FIN'L

Agreement

Amount	Amount on Record
Term	480 Months
Due	Mar 28, 2057

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 968 Lorraine Ave was $8,723, up 8.7% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,400 (-) Land $13,600 Building $23,800	$37,400 (-) Land $13,600 Building $23,800
2025	$8,723.00 (+8.71%)	$37,400 Land $13,600 Building $23,800	$37,400 Land $13,600 Building $23,800
2024	$8,024.00
2023		$35,900 Land $13,600 Building $22,300	$35,900 Land $13,600 Building $22,300
2022	$7,508.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 968 Lorraine Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 968 Lorraine Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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