970 Holz Ave, Cincinnati, OH 45230 Property Records

Hamilton County property record for 970 Holz Ave, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 1976
Lot Size	0.235 acres (10,280 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Jul 2013)
Tax Bill	$5,816 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`500-0410-0078-00`

Property Details

APN / Parcel Number

Primary APN	`500-0410-0078-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
1st Floor Area	756 sqft
2nd Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,280 sqft (0.235 acres)
Lot Dimensions	147 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	970 HOLZ AVE
City	CINCINNATI
State	OH
Zip	45230-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLZ AV 99.43 X 147.96 IRR LOT 13 MT WASHINGTON HEIGHTS SUB BLK 3 PT 1
Legal Subdivision	MT WASHINGTON HEIGHTS SUB
Legal Block	3
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3000
Census Tract	25002

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	970 HOLZ AVE, CINCINNATI, OH 45230-3601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 4, 2020	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2013 · Amount on Record
Deed Sale	Jul 26, 2013 · Amount on Record
Prior Sale	Apr 28, 2003
Deed Document Number	13-103553
Deed Book / Page	12375 / 00075
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	970 HOLZ AVE, CINCINNATI, OH 45230-3601
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032140
Date	Mar 15, 2021
Book Page	14374/754
Instrument	2021-0032140

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	970 HOLZ AVE, CINCINNATI, OH 45230-3601
Document Number	0000008427
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 HOLZ AVE CINCINNATI OH 452303601, CINCINNATI, OH 45230-3601

Mortgage

Document Number	0000008427
Date	Jan 24, 2020
Book Page	014090/001717
Instrument	8427

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,816.00 (+2.9%)	$92,974 (+%) Land $15,074 Building $77,900
2024	$5,652.00 (+5.11%)	$92,973 (-) Land $15,074 Building $77,899
2023	$5,377.00 (+20.53%)	$92,973 (+35.4%) Land $15,074 Building $77,899	$265,640 (+35.4%) Land $43,070 Building $222,570
2022	$4,461.00 Homeowner's exemption	$68,667 Land $14,798 Building $53,869
2020			$196,190 Land $42,280 Building $153,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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