970 Harbor Cir, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 970 Harbor Cir, Palm Harbor, FL 34683 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,401 sqft · built 1986
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (Apr 2019)
Tax Bill	$4,080 (2025)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-2281-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-2281-3`
Alternative APNs	`01-28-15-36297-000-0580` `152801362970000580` `R934`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,401 sqft Heated Area
1st Floor Area	1,401 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	410 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R934
Old Parcel Number	152801362970000580
Street Address	970 HARBOR CIR
City	PALM HARBOR
State	FL
Zip	34683-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR PLACE LOT 58
Legal Range	15
Legal Township	28
Legal Section	01
Legal Subdivision	HARBOR PLACE
Legal Lot Number	58
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1011
Census Tract	27207

Owner

Source: Pinellas County records · APN C62-000-741-2281-3

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	970 HARBOR CIR, PALM HARBOR, FL 34683-4729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	2019115872
Deed Book / Page	20499 / 1804
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 15, 2019
Property Address	970 HARBOR CIR, PALM HARBOR, FL 34683-4729
Document Number	0204991804
Book / Page	020499 / 001804
Instrument Date	Apr 12, 2019
Instrument	115872
Transaction Type	Transfer
Record Updated	May 01, 2019
Title Company	ALBRITTON TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,002.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	970 HARBOR CIR PALM HARBOR FL 346834729, PALM HARBOR, FL 34683-4729

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,080.00 (+7.51%) Homeowner's exemption	$257,058 (+5.99%)	$427,761 (+20.38%) Land $158,229 Building $269,532
2023	$3,795.00 (+3.63%) Homeowner's exemption	$242,537 (+3.49%)	$355,335 (+15.84%) Land $153,245 Building $202,090
2022	$3,662.00 Homeowner's exemption	$234,368	$306,734 Land $151,903 Building $154,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030272071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.