Pinellas County property record for 943 Harbor Cir, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,734 sqft · built 1986 |
| Lot Size | 0.224 acres (9,766 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $481,500 (Jun 2021) |
| Tax Bill | $6,980 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-2226-8 |
| Primary APN | C62-000-741-2226-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 1,734 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,766 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 620 sqft |
| Deck Area | 280 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R879 |
|---|---|
| Street Address | 943 HARBOR CIR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-4730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HARBOR PLACE LOT 3 & W 30FT OF VAC 18TH ST ADJ ON E |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 1 |
| Legal Subdivision | HARBOR PLACE |
| Legal Tract | 36297 |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 27207 |
943 Harbor Cir is owned and occupied by two individuals who bought it in June 2021.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 943 HARBOR CIR, PALM HARBOR, FL 34683-4730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC |
| Jan 28, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on File |
| Deed Sale | Jun 1, 2021 · Amount on File |
| Prior Sale | May 15, 2014 · Amount on File |
| Deed Document Number | 2021180266 |
| Deed Book / Page | 21560 / 238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 1, 2021 |
| Property Address | 943 HARBOR CIR, PALM HARBOR, FL 34683-4730 |
| Document Number | 0215600238 |
| Book / Page | 21560 / 238 |
| Map Reference | MB 89 PG 41-43 |
| Instrument Date | May 24, 2021 |
| Instrument | 2021180266 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,370.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 943 HARBOR CIR, 943, PALM HARBOR, FL 34683-4730 |
| Name | Verified Name |
|---|---|
| Address | 943 HARBOR CIR, PALM HARBOR, FL 34683-4730 |
| Document Number | 21560240 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 21560/240 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 943 HARBOR CIR, PALM HARBOR, FL 34683-4730 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0208600953 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 20860/0953 |
| Instrument | 2020028948 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PALM HARBOR, FL 34684 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 8, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 943 Harbor Cir was $6,980 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,980.00 Homeowner's exemption | $417,705 | $525,964 Land $174,452 Building $351,512 |
| 2023 | $6,519.00 (+2.76%) Homeowner's exemption | $394,110 (+3%) | $439,073 (+8.45%) Land $167,785 Building $271,288 |
| 2022 | $6,344.00 Homeowner's exemption | $382,631 | $404,854 Land $170,395 Building $234,459 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 943 Harbor Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 943 Harbor Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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