1. Home
  2. California
  3. Monterey County
  4. Gonzales
  5. Elko St

970 Elko St, Gonzales, CA 93926 Property Records

Monterey County property record for 970 Elko St, Gonzales, CA 93926

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,200 sqft · built 1986
Lot Size0.206 acres (9,009 sqft)
OwnerIndividual Name on Record
Last Sale$464,000 (Apr 2020)
Tax Bill$5,991 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Apr 2020 Transfer
Flood ZoneZone X (minimal risk)
APN020-161-032-000

Property Details

APN / Parcel Number

Primary APN020-161-032-000
Alternative APN
  • 020-161-032

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCustom Design
Construction TypeWood
Lot Area9,009 sqft (0.206 acres)
Garage Area350 sqft
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number020-161-032
Street Address970 ELKO ST
CityGONZALES
StateCA
Zip93926-2666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVOL 14 SUR MAPS PG 88 LOT 6A
Legal SubdivisionMADERAK SUBDIVISION
Legal Block2
Legal Lot Number6A
JurisdictionMONTEREY CA
Township / Civil DivisionGONZALES
Census Block Group4
Census Block4000
Census Tract10804

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 36, GONZALES, CA 93926-0036
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2020Grant Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Apr 10, 2020Affidavit of Death, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2020 · Amount on Record
Deed SaleApr 10, 2020 · Amount on Record
Deed Document Number202017931
Prior Transfer DateApr 7, 2020
Prior Transfer Doc0000017930
Record UpdatedOct 29, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateApr 10, 2020
Property Address970 ELKO ST, GONZALES, CA 93926-2666
Document Number0000017931
Map ReferenceVOL 15 PG 68
Instrument DateApr 7, 2020
Instrument2020017931
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address970 ELKO ST, GONZALES, CA 93926-2666

Mortgage

Document Number0000017932
DateApr 10, 2020
Instrument2020017932
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMONTEREY CA
Recording DateApr 10, 2020
Property Address970 ELKO ST, GONZALES, CA 93926-2666
Document Number0000017930
Instrument DateApr 7, 2020
Instrument17930
Transaction TypeTransfer
Record UpdatedMay 6, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14757 GLENN DR WHITTIER CA 906041129, WHITTIER, CA 90604-1129

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityGonzales City
Unified School DistrictGonzales Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$517,596 (+2%) Land $223,101 Building $294,495
2025$5,991.00 (+6.66%)$507,448 (+4.04%) Land $218,727 Building $288,721
2023$5,617.00 (-3.19%)$487,745 Land $210,235 Building $277,510
2022$5,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GONZALES
serves 8,333 people · EPA ID CA2710007
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Ranch Wifi
Fixed Wireless		100 / 20

May also be available: AT&T.

Nearby Properties on Elko St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures