941 Elko St, Gonzales, CA 93926 Property Records

Monterey County property record for 941 Elko St, Gonzales, CA 93926

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1955
Lot Size	0.161 acres (7,000 sqft)
Owner	Trust Name on File
Last Sale	$180,000 (Sep 2020)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-091-011-000`

Property Details

APN / Parcel Number

Primary APN	`020-091-011-000`
Alternative APN	`020-091-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Tar & Gravel
Lot Area	7,000 sqft (0.161 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	020-091-011
Street Address	941 ELKO ST
City	GONZALES
State	CA
Zip	93926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAP OF GONZALES NW 70 FT OF LOTS 11 & 12 BLK 1
Legal Subdivision	MAP OF GONZALES
Legal Block	1
Legal Lot Number	11,12
Jurisdiction	MONTEREY CA
Township / Civil Division	GONZALES
Census Block Group	4
Census Block	4001
Census Tract	10804

Owner

941 Elko St is owner-occupied and held in a trust since September 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 468, GONZALES, CA 93926-0468
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 21, 2020	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 21, 2020	Quit Claim Deed, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Deed Document Number	202049474
Prior Transfer Date	Mar 13, 2020
Prior Transfer Doc	0000049473
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	941 ELKO ST, GONZALES, CA 93926
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 468, GONZALES, CA 93926-0468

Mortgage

Document Number	0000013400
Date	Feb 22, 2021
Instrument	2021013400

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	941 ELKO ST, GONZALES, CA 93926
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 468, GONZALES, CA 93926-0468

Mortgage

Document Number	0000013400
Date	Feb 22, 2021
Instrument	2021013400

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 21, 2020
Property Address	941 ELKO ST, GONZALES, CA 93926
Document Number	0000049474
Map Reference	VOL 1 PG 41
Instrument Date	Mar 30, 2020
Instrument	2020049474
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	941 ELKO ST, GONZALES, CA 93926

Mortgage

Document Number	0000049475
Date	Sep 21, 2020
Instrument	2020049475

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Apr 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 21, 2020
Property Address	941 ELKO ST, GONZALES, CA 93926
Document Number	0000049473
Instrument Date	Mar 13, 2020
Instrument	49473
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	941 ELKO ST GONZALES CA 93926, GONZALES, CA 93926

Tax Assessment & Valuation

The 2025 property tax bill for 941 Elko St was $1,258 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Gonzales City
Unified School District	Gonzales Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$113,117 (+2%) Land $27,689 Building $85,428
2025	$1,258.00 Homeowner's exemption	$110,900 Land $27,147 Building $83,753
2023	$1,178.00 (-2.89%) Homeowner's exemption	$106,595 Land $26,094 Building $80,501
2022	$1,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 941 Elko St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 941 Elko St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GONZALES serves 8,333 people · EPA ID CA2710007
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: AT&T.

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