970 Eldorado Ave, Clearwater Beach, FL 33767 Property Records

Pinellas County property record for 970 Eldorado Ave, Clearwater Beach, FL 33767

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,795 sqft · built 2001
Lot Size0.154 acres (6,695 sqft)
Owner2 Individual Names on Record
Tax Bill$32,024 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2018 Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-744-4675-8

Property Details

APN / Parcel Number

Primary APNC62-000-744-4675-8
Alternative APNs
  • 05-29-15-54666-061-0080
  • 291505546660610080
  • 152905546660610080
  • R45561

Interior

Full Baths4 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories3 Stories
Building Area3,795 sqft Living Area
Gross Area8,371 sqft
1st Floor Area1,923 sqft
Upper Floors Area1,756 sqft
Basement Area116 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,695 sqft (0.154 acres)
Lot Dimensions110 ft deep x 60 ft wide
View / LotGulf
Garage TypeAttached
Garage Area829 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area3,094 sqft
Deck Area1,125 sqft
Patio Area341 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR45561
Street Address970 ELDORADO AVE
CityCLEARWATER BEACH
StateFL
Zip33767-1030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANDALAY SUB BLK 61, LOT 8 & RIP RTS
Legal Range15E
Legal Township29S
Legal Section5
Legal SubdivisionMANDALAY SUB
Legal Tract54666
Legal Block61
Legal Lot Number8
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1003
Census Tract26004

Owner

Source: Pinellas County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address970 ELDORADO AVE, CLEARWATER BEACH, FL 33767-1030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 14, 2018Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address970 ELDORADO AVE, CLEARWATER, FL 33767-1030
Transaction TypeMortgage
Record UpdatedApr 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220022222
DateApr 4, 2022
Book Page22002/2222
Instrument2022104026
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateApr 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.12%
IndexOther
Margin3
Max Rate8.12%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address970 ELDORADO AVE, CLEARWATER, FL 33767-1030
Document Number0199812512
Instrument DateMar 14, 2018
Transaction TypeMortgage
Record UpdatedApr 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address970 ELDORADO AVE CLEARWATER BEACH FL 337671030, CLEARWATER BEACH, FL 33767-1030

Mortgage

Document Number0199812512
DateMar 21, 2018
Book Page019981/002512
Instrument85968
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Address1050 WOODWARD AVE, DETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueMar 20, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,024.00 (+6.56%) Homeowner's exemption$1,697,201 (+5.99%)$4,704,955 (+22.11%) Land $3,565,484 Building $1,139,471
2023$30,052.00 (+2.47%) Homeowner's exemption$1,601,329 (+3%)$3,853,117 (+4.06%) Land $3,035,551 Building $817,566
2022$29,328.00 Homeowner's exemption$1,554,688$3,702,941 Land $2,973,617 Building $729,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 347 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies758 units insured
incl. 411 condo units
Nearby Flood Claims439 (1985–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 9 claims
  • Hurricane Helene, Oct 2024 · 359 claims
  • Hurricane Idalia, Aug 2023 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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