Pinellas County property record for 964 Eldorado Ave, Clearwater Beach, FL 33767
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,667 sqft · built 1977 |
| Lot Size | 0.151 acres (6,578 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Feb 2023) |
| Tax Bill | $13,099 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Nov 2021 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-744-4674-1 |
| Primary APN | C62-000-744-4674-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,667 sqft Living Area |
| Gross Area | 6,227 sqft |
| 1st Floor Area | 1,878 sqft |
| Upper Floors Area | 789 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,578 sqft (0.151 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| View / Lot | Gulf |
| Garage Type | Attached |
| Garage Area | 822 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open/Unfinished Porch |
| Porch Area | 2,748 sqft |
| Deck Area | 240 sqft |
| Patio Area | 161 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R45560 |
|---|---|
| Street Address | 964 ELDORADO AVE |
| City | CLEARWATER BEACH |
| State | FL |
| Zip | 33767-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDALAY SUB BLK 61, LOT 7 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 5 |
| Legal Subdivision | MANDALAY SUB |
| Legal Tract | 54666 |
| Legal Block | 61 |
| Legal Lot Number | 7 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 26004 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 964 ELDORADO AVE, CLEARWATER BEACH, FL 33767-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 8, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Feb 16, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SEASIDE NATIONAL BANK & TRUST |
| Apr 2, 2018 | Deed of Trust, Mortgage TIAA FSB |
| Apr 2, 2018 | Deed of Trust, Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2023 · Amount on Record |
| Deed Sale | Feb 1, 2023 · Amount on Record |
| Prior Sale | Oct 17, 1997 · Amount on Record |
| Deed Document Number | 202325944 |
| Deed Book / Page | 22332 / 397 |
| Prior Transfer Date | Jan 26, 2023 |
| Prior Transfer Doc | 0223320397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 1, 2023 |
| Property Address | 964 ELDORADO AVE, CLEARWATER, FL 33767-1030 |
| Document Number | 0223320397 |
| Book / Page | 22332 / 397 |
| Map Reference | MB 14 PG 32-35 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023025944 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 964 ELDORADO AVE, CLEARWATER BEACH, FL 33767-1030 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 964 ELDORADO AVE, CLEARWATER, FL 33767-1030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 964 ELDORADO AVE, CLEARWATER, FL 33767-1030 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 964 ELDORADO AVE, CLEARWATER, FL 33767-1030 |
| Document Number | 0217972517 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 21797/2517 |
| Instrument | 2021364844 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | ORANGE CITY, FL 32763 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 964 ELDORADO AVE, CLEARWATER, FL 33767-1030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0195222575 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 19522/2575 |
| Instrument | 2017052076 |
| Name | SEASIDE NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 964 ELDORADO AVE, CLEARWATER, FL 33767-1030 |
| Document Number | 0201661112 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 964 ELDORADO AVE CLEARWATER BEACH FL 337671030, CLEARWATER BEACH, FL 33767-1030 |
| Document Number | 0201661112 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 020166/001112 |
| Instrument | 259229 |
| Name | TIAA FSB |
|---|---|
| Address | 2300 GLADES ROAD E #, BOCA RATON, FL 33431 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 964 ELDORADO AVE, CLEARWATER, FL 33767-1030 |
| Document Number | 0200272586 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 964 ELDORADO AVE CLEARWATER BEACH FL 337671030, CLEARWATER BEACH, FL 33767-1030 |
| Document Number | 0200272586 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 020027/002586 |
| Instrument | 130887 |
| Name | TIAA FSB |
|---|---|
| Address | 2300 GLADES RD # 100E, BOCA RATON, FL 33431-8536 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,099.00 (+5.28%) Homeowner's exemption | $719,266 (+5.99%) | $4,196,733 (+29.37%) Land $3,521,622 Building $675,111 |
| 2024 | $12,442.00 (+1.43%) | ||
| 2023 | $12,266.00 (+2.59%) Homeowner's exemption | $678,636 (+3%) | $3,244,050 (+2.16%) Land $2,908,031 Building $336,019 |
| 2022 | $11,956.00 Homeowner's exemption | $658,870 | $3,175,536 Land $2,864,526 Building $311,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 347 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 758 units insured incl. 411 condo units |
| Nearby Flood Claims | 439 (1985–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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