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954 E 12th St, Holland, MI 49423 Property Records

Ottawa County property record for 954 E 12th St, Holland, MI 49423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1985
Lot Size0.515 acres (22,433 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Feb 2018)
Tax Bill$3,792 (2025)
Deeds & MortgagesMar 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN70-16-27-460-001

Property Details

APN / Parcel Number

Primary APN70-16-27-460-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Unfinished Basement1,104 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area22,433 sqft (0.515 acres)
Lot Dimensions170 ft deep x 132 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address954 E 12TH ST
CityHOLLAND
StateMI
Zip49423-3869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 9 RIDGELAND HEIGHTS SUB SEC 27 T5N R15W
Legal Range15W
Legal Township05N
Legal Section27
Legal SubdivisionRIDGELAND HEIGHTS SUB
Legal Block460
Legal Lot Number9
JurisdictionOTTAWA MI
Township / Civil DivisionHOLLAND
Census Block Group4
Census Block4001
Census Tract25200

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address954 E 12TH ST, HOLLAND, MI 49423-3869
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CONSUMERS CU
Feb 19, 2018Warranty Deed, Transfer · Conventional Mortgage
CONSUMERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2018 · Amount on Record
Deed SaleFeb 19, 2018 · Amount on Record
Prior SaleDec 29, 2006 · Amount on Record
Deed Document Number20185680
Prior Transfer DateFeb 14, 1995
Prior Transfer Doc5273/031
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address954 E 12TH ST, HOLLAND, MI 49423-3869
Transaction TypeMortgage
Record UpdatedApr 15, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200009257
DateMar 10, 2020
Instrument2020-0009257
Lender
NameCONSUMERS CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateFeb 19, 2018
Property Address954 E 12TH ST, HOLLAND, MI 49423-3869
Document Number20180005680
Map ReferenceLB23 PG66
Instrument DateFeb 14, 2018
Instrument2018-0005680
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,376.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address954 E 12TH ST, HOLLAND, MI 49423-3869

Mortgage

Document Number20180005681
DateFeb 19, 2018
Instrument2018-0005681
Lender
NameCONSUMERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
MunicipalityHolland City
Unified School DistrictHolland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$145,700 (+8.81%)$291,400 (+8.81%)
2025$3,792.00 (+15.86%) Homeowner's exemption$133,900 (+31.79%)$267,800 (+31.79%)
2023$101,600$203,200
2022$3,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLAND TOWNSHIP CONSOLIDATED
serves 26,100 people · EPA ID MI0003195
Water SourcePurchased surface water from WYOMING
Last State InspectionFeb 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Holland City Fiber
Fiber		10,000 / 10,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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