970 Clover Cir, Lafayette, CO 80026 Property Records

Boulder County property record for 970 Clover Cir, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1983
Lot Size	0.158 acres (6,859 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Apr 2026)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1465-34-1-07-060`

Property Details

APN / Parcel Number

Primary APN	`1465-34-1-07-060`
Alternative APNs	`R0091932` `0091932`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,064 sqft
1st Floor Area	864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Lot Area	6,859 sqft (0.158 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0091932
Street Address	970 CLOVER CIR
City	LAFAYETTE
State	CO
Zip	80026-1776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 BLK 7 BEACON HILL REPLAT
Legal Range	69
Legal Township	1N
Legal Section	34
Legal Subdivision	BEACON HILL REPLAT - LA
Legal Block	7
Legal Lot Number	60
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	2
Census Block	2007
Census Tract	12907

Owner

970 Clover Cir is owned and occupied by an individual who bought it in April 2026.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	970 CLOVER CIR, LAFAYETTE, CO 80026-1776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Apr 20, 2026	Correction Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Jul 9, 2012 · Amount on File
Deed Document Number	20264128432
Prior Transfer Date	Apr 9, 2026
Prior Transfer Doc	0004128432
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Recording Date	Apr 20, 2026
Property Address	970 CLOVER CIR, LAFAYETTE, CO 80026-1776
Document Number	0004128433
Instrument Date	Apr 9, 2026
Instrument	20264128433
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E CLEVELAND ST, LAFAYETTE, CO 80026-2377

Mortgage

Document Number	0004128433,
Date	Apr 20, 2026
Instrument	20264128433

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BOULDER CO
Recording Date	Apr 20, 2026
Property Address	970 CLOVER CIR, LAFAYETTE, CO 80026-1776
Document Number	0004128432
Instrument Date	Apr 9, 2026
Instrument	20264128432
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,949.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 CLOVER CIR, LAFAYETTE, CO 80026-1776

Mortgage

Document Number	0004128432,
Date	Apr 20, 2026
Instrument	20264128432

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	970 CLOVER CIR, LAFAYETTE, CO 80026-1776
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003873083
Date	Mar 31, 2021
Instrument	3873083

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 970 Clover Cir was $2,151, up 11.2% from the year before.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,219 (-2.08%) Land $9,757 Building $18,462	$461,100 (-) Land $189,600 Building $271,500
2025	$2,151.00 (+11.16%)	$28,819 Land $11,850 Building $16,969	$461,100 Land $189,600 Building $271,500
2024	$1,935.00 (+1.74%)
2023	$1,902.00 (-15.65%)	$32,227 (+34.21%) Land $13,413 Building $18,814	$481,000 (+39.22%) Land $200,200 Building $280,800
2022	$2,255.00	$24,013 Land $10,182 Building $13,831	$345,500 Land $146,500 Building $199,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 970 Clover Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Clover Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Allo Communications, CenturyLink.

Nearby Properties on Clover Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures