964 Clover Cir, Lafayette, CO 80026 Property Records

Boulder County property record for 964 Clover Cir, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1983
Lot Size	0.15 acres (6,528 sqft)
Owner	Individual Name on File
Last Sale	$516,250 (Jul 2021)
Tax Bill	$3,166 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1465-34-1-07-057`

Property Details

APN / Parcel Number

Primary APN	`1465-34-1-07-057`
Alternative APNs	`R0091929` `0091929`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	960 sqft
Basement Area	912 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Lot Area	6,528 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0091929
Street Address	964 CLOVER CIR
City	LAFAYETTE
State	CO
Zip	80026-1776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 BLK 7 BEACON HILL REPLAT
Legal Range	69
Legal Township	1N
Legal Section	34
Legal Subdivision	BEACON HILL REPLAT - LA
Legal Block	7
Legal Lot Number	57
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	2
Census Block	2007
Census Tract	12907

Owner

964 Clover Cir is owned and occupied by an individual who bought it in July 2021.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	964 CLOVER CIR, LAFAYETTE, CO 80026-1776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Jan 6, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO
Jul 8, 2021	Correction Deed FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Jul 8, 2021 · Amount on File
Deed Document Number	20213903358
Prior Transfer Date	Jan 3, 2017
Prior Transfer Doc	0003898569
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jul 29, 2021
Property Address	964 CLOVER CIR, LAFAYETTE, CO 80026-1776
Document Number	0003903358
Map Reference	DOC 498404
Instrument Date	Jul 28, 2021
Instrument	3903358
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	964 CLOVER CIR, LAFAYETTE, CO 80026-1776
Investor	Possibly a Property Investor

Mortgage

Document Number	0003903359
Date	Jul 29, 2021
Instrument	3903359

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	964 CLOVER CIR, LAFAYETTE, CO 80026-1776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003816465
Date	Sep 18, 2020
Instrument	3816465

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	964 CLOVER CIR, LAFAYETTE, CO 80026-1776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003612595
Date	Aug 31, 2017
Instrument	3612595

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jan 6, 2017
Property Address	964 CLOVER CIR, LAFAYETTE, CO 80026-1776
Document Number	0003567628
Map Reference	DOC498404
Instrument Date	Jan 3, 2017
Instrument	3567628
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 CLOVER CIR, LAFAYETTE, CO 80026-1776

Mortgage

Document Number	0003567629
Date	Jan 6, 2017
Instrument	3567629

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	BOULDER CO
Recording Date	Jul 8, 2021
Property Address	964 CLOVER CIR, LAFAYETTE, CO 80026-1776
Document Number	0003898569
Map Reference	FILM 1210 DOC 498404
Instrument Date	Jan 3, 2017
Instrument	3898569
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 CLOVER CIR, LAFAYETTE, CO 80026-1776

Tax Assessment & Valuation

The 2025 property tax bill for 964 Clover Cir was $3,166.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,528 (-2.08%) Land $8,966 Building $23,562	$531,500 (-) Land $185,000 Building $346,500
2025	$3,166.00	$33,219 Land $11,563 Building $21,656	$531,500 Land $185,000 Building $346,500
2023	$2,897.00 (+14.82%)	$36,950 (+37.55%) Land $13,085 Building $23,865	$551,500 (+42.69%) Land $195,300 Building $356,200
2022	$2,523.00	$26,862 Land $9,932 Building $16,930	$386,500 Land $142,900 Building $243,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 964 Clover Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Clover Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Allo Communications, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Cir

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