970 Chesnee Rd, Columbus, NC 28722 Property Records

Polk County property record for 970 Chesnee Rd, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1900
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Sep 2021)
Tax Bill	$757 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P119-89`

Property Details

APN / Parcel Number

Primary APN	`P119-89`
Alternative APN	`24208`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,276 sqft Finished Area
Attic	Attic
Attic Area	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	24208
Street Address	970 CHESNEE RD
City	COLUMBUS
State	NC
Zip	28722-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	COMBINED WITH P119-98, 610 GREEN CREEK RURAL
Legal Subdivision	GREEN CREEK RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2021
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	970 CHESNEE RD, COLUMBUS, NC 28722-9696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 10, 2021	Warranty Deed, Transfer · Seller Carry-Back BRUCE R EDWARDS ETUX
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Aug 9, 2004
Deed Book / Page	463 / 21
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	970 CHESNEE RD, COLUMBUS, NC 28722-9696
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	463/2175
Date	Oct 7, 2021
Book Page	463/2175

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 10, 2021
Property Address	970 CHESNEE RD, COLUMBUS, NC 28722-9696
Document Number	463/21
Book / Page	463 / 21
Map Reference	FILE C PG 738
Instrument Date	Sep 9, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1565 COXE RD, 1565, TRYON, NC 28782-8795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 CHESNEE RD, COLUMBUS, NC 28722-9696

Mortgage

Document Number	46324
Date	Sep 10, 2021
Instrument	463/24

Lender

Name	BRUCE R EDWARDS ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Sep 9, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	970 CHESNEE RD, COLUMBUS, NC 28722-9696
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455/2351
Date	Jan 26, 2021
Book Page	455/2351

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$757.00 (+0.66%)	$142,616 (+0.67%) Land $38,800 Building $103,816	$186,816 (-) Land $83,000 Building $103,816
2025	$752.00 (+24.09%)	$141,666 (+49.07%) Land $37,850 Building $103,816	$186,816 (+55.44%) Land $83,000 Building $103,816
2023	$606.00	$95,033 Land $32,850 Building $62,183
2021			$120,183 Land $58,000 Building $62,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	50 / 3
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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