871 Chesnee Rd, Columbus, NC 28722 Property Records

Polk County property record for 871 Chesnee Rd, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,805 (2026)
Deeds & Mortgages	Jul 2026 Construction Loan Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P119-110`

Property Details

APN / Parcel Number

Primary APN	`P119-110`
Alternative APN	`33334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,560 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	33334
Street Address	871 CHESNEE RD
City	COLUMBUS
State	NC
Zip	28722-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	SPLIT 2 ACRES & HOUSE, FROM P119-87, 600 600 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2016
Census Tract	920101

Owner

871 Chesnee Rd is owned and occupied by two individuals who acquired it in January 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	871 CHESNEE RD, COLUMBUS, NC 28722-9695
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Construction Mortgage CJ CAPITAL GROUP INC
Jan 11, 2023	Intrafamily Transfer, Transfer
Jun 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 11, 2023
Transfer Doc	000475/917
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Jul 30, 2026
Property Address	871 CHESNEE RD, COLUMBUS, NC 28722-9695
Document Number	0501000898
Book / Page	501 / 898
Instrument Date	Jul 30, 2026
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 CHESNEE RD, COLUMBUS, NC 28722

Mortgage

Document Number	0501000898,
Date	Jul 30, 2026
Book Page	501/898

Lender

Name	CJ CAPITAL GROUP INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	17 Months
Due	Dec 24, 2027

Interest

Rate	6.43%
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jan 11, 2023
Property Address	871 CHESNEE RD, COLUMBUS, NC 28722-9695
Document Number	000475/917
Book / Page	475 / 917
Map Reference	FILE E PG 1102
Instrument Date	Jan 11, 2023
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	871 CHESNEE RD, COLUMBUS, NC 28722-9695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 CHESNEE RD, COLUMBUS, NC 28722-9695

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	871 CHESNEE RD, COLUMBUS, NC 28722-9695
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 CHESNEE RD, COLUMBUS, NC 28722-9695

Mortgage

Document Number	000471/299
Date	Jun 30, 2022
Book Page	471/299

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 871 Chesnee Rd was $1,805.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,805.00	$339,741 (-) Land $50,500 Building $289,241	$339,741 (-) Land $50,500 Building $289,241
2025	$1,805.00	$339,741 Land $50,500 Building $289,241	$339,741 Land $50,500 Building $289,241
2023	$1,690.00	$264,851 Land $40,000 Building $224,851
2021			$264,851 Land $40,000 Building $224,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 871 Chesnee Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 871 Chesnee Rd is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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