970 Cherokee Valley Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 970 Cherokee Valley Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,051 sqft · built 2001
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Aug 2021)
Tax Bill	$4,842 (2025)
Deeds & Mortgages	Aug 2021 Sale Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0065A006000`

Property Details

APN / Parcel Number

Primary APN	`0065A006000`
Alternative APNs	`0065A006` `24077`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,051 sqft Heated Area
1st Floor Area	454 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	75,359 sqft (1.73 acres)
Lot Dimensions	286 ft deep x 262 ft wide
Garage Area	857 sqft

Exterior Amenities

Porch	Slab
Porch Area	171 sqft
Deck Area	972 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24077
Street Address	970 CHEROKEE VALLEY RD
City	RINGGOLD
State	GA
Zip	30736-4364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 6 PT LOT 7 CHEROKEE MEADOW
Legal Subdivision	CHEROKEE MEADOWS
Legal Lot Number	6,7
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	5
Census Block	5003
Census Tract	30100

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Warranty Deed, Transfer
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Oct 30, 1998 · Amount on Record
Deed Document Number	20212039
Deed Book / Page	2163 / 454
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 20, 2021
Property Address	970 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4364
Document Number	0021630454
Book / Page	2163 / 454
Instrument Date	Aug 20, 2021
Instrument	2021-002039
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4364

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	970 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4364
Document Number	0021160266
Instrument Date	Feb 18, 2021
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 CHEROKEE VALLEY RD RINGGOLD GA 307364364, RINGGOLD, GA 30736-4364

Mortgage

Document Number	0021160266
Date	Feb 24, 2021
Book Page	002116/000266

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2036

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,842.00 (+11.41%)	$255,063 (+31.39%) Land $20,000 Building $235,063	$637,658 (+31.39%) Land $50,000 Building $587,658
2023	$4,346.00 (+24.78%)	$194,130 Land $20,000 Building $174,130	$485,324 Land $50,000 Building $435,324
2022	$3,483.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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