855 Cherokee Valley Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 855 Cherokee Valley Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,693 sqft · built 2001
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2022)
Tax Bill	$3,570 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6500020C6`

Property Details

APN / Parcel Number

Primary APN	`6500020C6`
Alternative APN	`24045`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,693 sqft Heated Area
1st Floor Area	363 sqft
2nd Floor Area	363 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	100,188 sqft (2.3 acres)
Garage Area	176 sqft
Porch	Open Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24045
Street Address	855 CHEROKEE VALLEY RD
City	RINGGOLD
State	GA
Zip	30736-4359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 3 CHEROKEE MEADOWS SW
Legal Subdivision	CHEROKEE MEADOWS SW
Legal Lot Number	3
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	5
Census Block	5002
Census Tract	30100

Owner

855 Cherokee Valley Rd is owned and occupied by an individual who bought it in August 2022.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	855 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Aug 16, 2022	Warranty Deed, Transfer
Aug 16, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
May 27, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
May 6, 2019	Warranty Deed, Transfer LAND TITLE COMPANY, LAND TITLE CO
Feb 27, 2017	Warranty Deed, Transfer TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on File
Deed Sale	Aug 16, 2022 · Amount on File
Prior Sale	May 3, 2019 · Amount on File
Deed Document Number	0002238566
Deed Book / Page	2238 / 566
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	855 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4359
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4359

Mortgage

Document Number	0022380000000569
Date	Aug 18, 2022
Book Page	0000002238/0000000569
Instrument	006935

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 16, 2022
Property Address	855 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4359
Document Number	0022380566
Book / Page	2238 / 566
Instrument Date	Aug 16, 2022
Instrument	2022-001994
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4359

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 16, 2022
Property Address	855 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4359
Document Number	0022380566
Book / Page	2238 / 566
Instrument Date	Aug 16, 2022
Instrument	2022-001994
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4359

Mortgage

Document Number	0000006935
Date	Aug 16, 2022
Instrument	006935

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	855 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4359
Document Number	0020800589
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 CHEROKEE VALLEY RD RINGGOLD GA 307364359, RINGGOLD, GA 30736-4359

Mortgage

Document Number	0020800589
Date	Sep 24, 2020
Book Page	002080/000589
Instrument	7701

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 6, 2019
Property Address	855 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4359
Document Number	0019860460
Book / Page	001986 / 000460
Instrument Date	May 3, 2019
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	LAND TITLE COMPANY, LAND TITLE CO

Transaction

Amount	Amount on Record
Tax	$329.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 CHEROKEE VALLEY RD RINGGOLD GA 307364359, RINGGOLD, GA 30736-4359

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 27, 2017
Property Address	855 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4359
Document Number	0018670350
Book / Page	001867 / 000350
Instrument Date	Feb 23, 2017
Instrument	1444
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 CHEROKEE VALLEY RD RINGGOLD GA 307364359, RINGGOLD, GA 30736-4359

Mortgage

Document Number	18670352
Date	Feb 27, 2017
Book Page	001867/000352
Instrument	1445

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 855 Cherokee Valley Rd was $3,570.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,570.00	$188,072 Land $20,000 Building $168,072	$470,180 Land $50,000 Building $420,180
2023	$3,075.00 (+12.84%)	$137,387 Land $20,000 Building $117,387	$343,468 Land $50,000 Building $293,468
2022	$2,725.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 855 Cherokee Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Cherokee Valley Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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