Franklin County property record for 970 Cedars Valley Rd, Saint Albans, MO 63073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,351 sqft · built 2006 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $8,510 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1-01.0-0-016-126.000 |
| Primary APN | 08-1-01.0-0-016-126.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,351 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 21,780 sqft (0.5 acres) |
| Street Address | 970 CEDARS VALLEY RD |
|---|---|
| City | SAINT ALBANS |
| State | MO |
| Zip | 63073-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:5 TIMBER TRACE PIII |
| Legal Range | 02E |
| Legal Township | 44 |
| Legal Section | 01 |
| Legal Subdivision | TIMBER TRACE |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 800102 |
970 Cedars Valley Rd is owner-occupied and held in a trust since March 2020.
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 970 CEDARS VALLEY RD, SAINT ALBANS, MO 63073-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2020 |
| Deed Sale | Mar 24, 2020 |
| Prior Sale | Jul 1, 2008 |
| Deed Document Number | 2004177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 24, 2020 |
| Property Address | 970 CEDARS VALLEY RD, SAINT ALBANS, MO 63073-1124 |
| Document Number | 0000004177 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 4177 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 970 CEDARS VALLEY RD ST ALBANS MO 630731124, ST ALBANS, MO 63073-1124 |
| Document Number | 4178 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 4178 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
The 2025 property tax bill for 970 Cedars Valley Rd was $8,510.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,510.00 | $119,204 | $627,390 Land $110,000 Building $517,390 |
| 2023 | $7,210.00 (-5.47%) | $109,495 | $576,290 Land $110,000 Building $466,290 |
| 2022 | $7,627.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 970 Cedars Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 970 Cedars Valley Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures