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970 95th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 970 95th St Ocean, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,272 sqft · built 1973
Lot Size0.145 acres (6,300 sqft)
Owner2 Individual Names on Record
Last Sale$555,000 (Apr 2022)
Tax Bill$5,196 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00350980-000000

Property Details

APN / Parcel Number

Primary APN00350980-000000
Alternative APNs
  • 01663200350980000000
  • 1428698

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area1,272 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area6,300 sqft (0.145 acres)
Lot Dimensions70 ft deep x 60 ft wide
Garage TypeCovered
Garage Area132 sqft
PorchOpen Porch
Porch Area12 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1428698
Street Address970 95TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionN 1/2 LT 20 AND ALL LT 21 BUTTONWOOD ACRES PB4-160 KEY VACA OR572-190 OR640-829Q OR648-573 OR648-575 OR1386-116 OR1688-687 OR2536-1702 OR2540-1332C OR2744-1378/79 OR3169-1927
Legal Range32E
Legal Township66S
Legal Section01
Legal SubdivisionBUTTONWOODS ACRES
Legal Lot Number20,21
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1010
Census Tract971100

Owner

Source: Monroe County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address970 95TH STREET OCEAN, MARATHON, FL 33050-3314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2022 · Amount on Record
Deed SaleApr 25, 2022 · Amount on Record
Prior SaleJun 8, 2015 · Amount on Record
Deed Document Number20222372422
Deed Book / Page3169 / 1927
Prior Transfer DateDec 6, 1994
Prior Transfer Doc1333000246
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 25, 2022
Property Address970 95TH STREET OCEAN, MARATHON, FL 33050-3314
Document Number0031691927
Book / Page3169 / 1927
Map ReferenceMB 4 PG 160
Instrument DateApr 19, 2022
Instrument2372422
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,885.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address970 95TH STREET OCEAN, MARATHON, FL 33050-3314

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 95TH STREET OCEAN, MARATHON, FL 33050-3314

Mortgage

Document Number0031691933
DateApr 25, 2022
Book Page3169/1933
Instrument2372426
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,196.00 (-2.35%) Homeowner's exemption$574,539 (+4.08%) Land $283,500 Building $291,039$574,539 (+4.08%) Land $283,500 Building $291,039
2024$5,321.00 (+0.76%)
2023$5,281.00 (+58.87%) Homeowner's exemption$552,002 (+81.89%) Land $267,750 Building $284,252$552,002 (+21.45%) Land $267,750 Building $284,252
2022$3,324.00 Senior Citizen's exemption$303,481$454,522 Land $212,625 Building $241,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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