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97 Windchime Way, Freeport, FL 32439 Property Records

Walton County property record for 97 Windchime Way, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,292 sqft · built 2017
Lot Size0.269 acres (11,744 sqft)
Owner2 Individual Names on Record
Last Sale$375,870 (May 2017)
Tax Bill$4,853 (2024)
Deeds & MortgagesMay 2017 Sale
Flood ZoneZone X (minimal risk)
APN17-1S-19-23080-000-1050

Property Details

APN / Parcel Number

Primary APN17-1S-19-23080-000-1050
Alternative APN
  • 1028372

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,292 sqft Living Area
Gross Area5,048 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,744 sqft (0.269 acres)
Garage TypeFinished
Garage Area504 sqft
PorchPorch
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1028372
Street Address97 WINDCHIME WAY
CityFREEPORT
StateFL
Zip32439-3203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHAMBAY
Legal DescriptionLOT 105 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 3040-40
Legal Range19W
Legal Township01S
Legal Section17
Legal SubdivisionWHISPERS AT HAMMOCK BAY
Legal Lot Number105
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2012
Census Tract950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 WINDCHIME WAY, FREEPORT, FL 32439-3203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2017 · Amount on Record
Deed SaleMay 1, 2017 · Amount on Record
Deed Document Number20170013826
Deed Book / Page3040 / 0040
Record UpdatedJun 8, 2026

May 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateMay 1, 2017
Property Address97 WINDCHIME WAY, FREEPORT, FL 32439-3203
Document Number0030400040
Book / Page003040 / 000040
Instrument DateApr 28, 2017
Instrument13826
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 15, 2017
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$2,631.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address99 WINDCHIME WAY FREEPORT FL 32439, FREEPORT, FL 32439

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$664,357 (-0.91%) Land $63,378 Building $600,979$664,357 (-0.91%) Land $63,378 Building $600,979
2024$4,853.00 (+3.61%) Homeowner's exemption$670,477 (+2.25%) Land $63,378 Building $607,099$670,477 (+2.25%) Land $63,378 Building $607,099
2023$4,684.00 (+4.02%) Homeowner's exemption$655,741 (+11.84%) Land $48,642 Building $607,099$655,741 (+11.84%) Land $48,642 Building $607,099
2022$4,503.00 Homeowner's exemption$586,306 Land $53,993 Building $532,313$586,306 Land $53,993 Building $532,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		1,000 / 1,000
Wildstar Networks
Fixed Wireless		200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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