121 Windchime Way, Freeport, FL 32439 Property Records

Walton County property record for 121 Windchime Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,462 sqft · built 2016
Lot Size	0.22 acres (9,620 sqft)
Owner	Individual Name on Record
Last Sale	$499,900 (Jun 2021)
Tax Bill	$6,390 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23080-000-1040`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23080-000-1040`
Alternative APN	`1028371`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,462 sqft Living Area
Gross Area	4,346 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,620 sqft (0.22 acres)
Garage Type	Finished
Garage Area	507 sqft
Porch	Porch
Porch Area	377 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028371
Street Address	121 WINDCHIME WAY
City	FREEPORT
State	FL
Zip	32439-2284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 104 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 3006-3930 OR 3098-3273 OR 3201-4410
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	WHISPERS AT HAMMOCK BAY
Legal Lot Number	104
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2012
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	121 WINDCHIME WAY, FREEPORT, FL 32439-2284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage STILLMAN BANCCORP NA
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	20210029076
Deed Book / Page	3201 / 4410
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 9, 2021
Property Address	121 WINDCHIME WAY, FREEPORT, FL 32439-2284
Document Number	0032014410
Book / Page	3201 / 4410
Map Reference	MB 17 PG 60
Instrument Date	Jun 1, 2021
Instrument	20210029076
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	BRIGHT LINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,499.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	862 BAY GROVE RD, 862, FREEPORT, FL 32439-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12472 CHUCKANUT DR, ROSCOE, IL 61073-9626

Mortgage

Document Number	32014412
Date	Jun 9, 2021
Instrument	3201/4412

Lender

Name	STILLMAN BANCCORP NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 4, 2019
Property Address	121 WINDCHIME WAY, FREEPORT, FL 32439-2284
Document Number	0030983273
Book / Page	3098 / 3273
Map Reference	MB 17 PG 60
Instrument Date	Feb 28, 2019
Instrument	20190006382
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 WINDCHIME WAY, 121, FREEPORT, FL 32439-2284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7450 STATE HIGHWAY 81, PONCE DE LEON, FL 32455-5329

Mortgage

Document Number	20190006383
Date	Mar 4, 2019
Instrument	20190006383

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$560,667 (+1.76%) Land $63,378 Building $497,289	$560,667 (+1.76%) Land $63,378 Building $497,289
2024	$6,390.00 (+3.5%)
2023	$6,174.00 (+5.3%) Homeowner's exemption	$550,993 (+11.43%) Land $48,642 Building $502,351	$550,993 (+11.43%) Land $48,642 Building $502,351
2022	$5,863.00 Homeowner's exemption	$494,469 Land $53,993 Building $440,476	$494,469 Land $53,993 Building $440,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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