Ocean County and Toms River Township property record for 97 Wave Way, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,836 sqft · built 1971 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (Nov 2015) |
| Tax Bill | $6,407 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00235-21-00003 |
| Primary APN | 08-00235-21-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 100 ft deep x 63 ft wide |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 97 WAVE WAY |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-2089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 63X100 |
| Legal Subdivision | GREEN ISLAND SEC 03 |
| Legal Block | 235 |
| Legal Lot Number | 3 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 722401 |
97 Wave Way is owned and occupied by an individual who bought it in November 2015.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 WAVE WAY, TOMS RIVER, NJ 08753-2089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2015 · Amount on File |
| Deed Sale | Nov 13, 2015 · Amount on File |
| Prior Sale | Aug 27, 2013 · Amount on File |
| Deed Document Number | 2015115278 |
| Deed Book / Page | 16241 / 125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 97 WAVE WAY, TOMS RIVER, NJ 08753-2089 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0174550183 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 17455/0183 |
| Instrument | 2019039396 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 97 WAVE WAY, TOMS RIVER, NJ 08753-2089 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0183061898 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 18306/1898 |
| Instrument | 2021021446 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 97 Wave Way was $6,407, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,700 (-) Land $148,000 Building $179,700 | $327,700 (-) Land $148,000 Building $179,700 | |
| 2025 | $6,407.00 (+7.32%) | $327,700 Land $148,000 Building $179,700 | $327,700 Land $148,000 Building $179,700 |
| 2024 | $5,970.00 | ||
| 2023 | $327,700 Land $148,000 Building $179,700 | $327,700 Land $148,000 Building $179,700 | |
| 2022 | $5,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Wave Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 332 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 332 in force |
| Nearby Flood Claims | 580 (1979–2024) |
| Claims Outside the SFHA | 5 of 580 |
| Most Recent Claim | Apr 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 97 Wave Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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