97 W Main St, Apt 95, Niantic, CT 06357 Property Records

East Lyme Town property record for 97 W Main St, Apt 95, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Architecture Style	Condo/Apartment
Year Built	Built 1984
Square Footage	1,520 sqft Living Area
Occupancy	Owner Occupied
Last Sale	$269,000 (2022)
Tax Bill	$4,851.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:011.3 B:00099 L:00095`
Alternative APN	`2089`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Units	96 Units
Building Area	1,520 sqft Living Area
Gross Area	2,548 sqft Gross Area
1st Floor	744 sqft 1st Floor
Attic Area	240 sqft Attic
Attic	1 Attic
Basement Area	680 sqft Basement
Unfinished Basement	680 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2089
Street Address	97 W MAIN ST, 95
City	NIANTIC
State	CT
Zip	06357-1732
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	PONDCLIFF
Legal Block	99
Legal Lot Number	95
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1000
Census Tract	716101

Owner

Source: East Lyme Town records · APN ELYM M:011.3 B:00099 L:00095

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97 W MAIN ST, 95, NIANTIC, CT 06357-1732
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Doc Number	2022127
Deed Book / Page	1073 / 503
Record Refreshed	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Jan 13, 2022
Property Address	97 W MAIN ST APT 95, 95, NIANTIC, CT 06357-1732
Document Number	001073-503
Book / Page	1073 / 503
Instrument Date	Jan 13, 2022
Instrument	127
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000128
Date	Jan 13, 2022
Instrument	128

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,851.00	$173,180 (-) Building $173,180	$121,226 Building $121,226
2024	$4,851.00 (+12.58%)
2023	$4,309.00 (+4.36%)	$173,180 (-) Building $173,180
2022	$4,129.00	$173,180 Building $173,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 13% of Connecticut
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.