East Lyme Town property record for 97 W Main St, Apt 91, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Condo/Apartment |
| Year Built | Built 1984 |
| Square Footage | 1,490 sqft Living Area |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2011) |
| Tax Bill | $4,841.00 (2025) |
| Primary APN | ELYM M:011.3 B:00099 L:00091 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Units | 96 Units |
| Building Area | 1,490 sqft Living Area |
| Gross Area | 2,718 sqft Gross Area |
| 1st Floor | 928 sqft 1st Floor |
| Attic Area | 154 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 928 sqft Basement |
| Unfinished Basement | 928 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 7089 |
|---|---|
| Street Address | 97 W MAIN ST, 91 |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1732 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | PONDCLIFF |
| Legal Block | 99 |
| Legal Lot Number | 91 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 716101 |
Source: East Lyme Town records · APN ELYM M:011.3 B:00099 L:00091
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 W MAIN ST, 91, NIANTIC, CT 06357-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 06, 2021 | Deed of Trust, Mortgage · Balloon Payment CITIZENS BANK |
| Oct 15, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2011 · Amount on Record |
| Deed Sale | Apr 01, 2011 · Amount on Record |
| Prior Sale | May 25, 2006 · Amount on Record |
| Deed Book / Page | 868 / 571 |
| Transfer Doc | 926-81 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 97 W MAIN ST APT 91, 91, NIANTIC, CT 06357-1732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1046-445 |
|---|---|
| Date | Jan 06, 2021 |
| Book Page | 1046/445 |
| Instrument | 43 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 97 W MAIN ST APT 91, 91, NIANTIC, CT 06357-1732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1040-315 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 1040/315 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,841.00 | $172,830 (-) Building $172,830 | $120,981 Building $120,981 |
| 2024 | $4,841.00 (+12.58%) | ||
| 2023 | $4,300.00 (+4.37%) | $172,830 (-) Building $172,830 | |
| 2022 | $4,120.00 | $172,830 Building $172,830 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 13% of Connecticut |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures