East Lyme Town property record for 97 W Main St, Apt 65, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Condo/Apartment |
| Year Built | Built 1984 |
| Square Footage | 1,488 sqft Living Area |
| Occupancy | Owner Occupied |
| Last Sale | $208,000 (2020) |
| Tax Bill | $5,068.00 (2025) |
| Primary APN | ELYM M:011.3 B:00099 L:00065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Units | 96 Units |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 2,486 sqft Gross Area |
| 1st Floor | 728 sqft 1st Floor |
| Attic Area | 240 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 664 sqft Basement |
| Unfinished Basement | 440 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 788 |
|---|---|
| Street Address | 97 W MAIN ST, 65 |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1732 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | SOUNG BREEZE |
| Legal Block | 99 |
| Legal Lot Number | 65 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 716101 |
Source: East Lyme Town records · APN ELYM M:011.3 B:00099 L:00065
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 W MAIN ST, 65, NIANTIC, CT 06357-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance CHELSEA GROTON BANK |
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CHELSEA GROTON BANK |
| Jun 15, 2020 | Warranty Deed, Transfer · Stand Alone First Mortgage CHELSEA GROTON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on Record |
| Deed Sale | Jun 15, 2020 · Amount on Record |
| Prior Sale | Oct 28, 2016 · Amount on Record |
| Deed Book / Page | 1031 / 659 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 97 W MAIN ST APT 65, 65, NIANTIC, CT 06357-1732 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001083-327 |
|---|---|
| Date | Jul 01, 2022 |
| Book Page | 1083/327 |
| Instrument | 1916 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 97 W MAIN ST APT 65, 65, NIANTIC, CT 06357-1732 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1070-343 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 1070/343 |
| Instrument | 3967 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jun 15, 2020 |
| Property Address | 97 W MAIN ST APT 65, 65, NIANTIC, CT 06357-1732 |
| Document Number | 1031-659 |
| Book / Page | 1031 / 659 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1031662 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 1031/662 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,068.00 | $180,950 (-) Building $180,950 | $126,665 Building $126,665 |
| 2024 | $5,068.00 (+12.57%) | ||
| 2023 | $4,502.00 (+4.36%) | $180,950 (-) Building $180,950 | |
| 2022 | $4,314.00 | $180,950 Building $180,950 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 11% of Connecticut |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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