97 W Main St, Apt 64, Niantic, CT 06357 Property Records

East Lyme Town property record for 97 W Main St, Apt 64, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Architecture Style	Condo/Apartment
Year Built	Built 1984
Square Footage	1,520 sqft Living Area
Occupancy	Owner Occupied
Last Sale	$207,500 (2020)
Tax Bill	$5,070.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:011.3 B:00099 L:00064`
Alternative APN	`787`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Units	96 Units
Building Area	1,520 sqft Living Area
Gross Area	2,548 sqft Gross Area
1st Floor	744 sqft 1st Floor
Attic Area	240 sqft Attic
Attic	1 Attic
Basement Area	1,360 sqft Basement
Finished Basement	680 sqft Finished
Unfinished Basement	680 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Deck Area	Deck Area

Utilities and HVAC

Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	787
Street Address	97 W MAIN ST, 64
City	NIANTIC
State	CT
Zip	06357-1731
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Block	99
Legal Lot Number	64
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1000
Census Tract	716101

Owner

Source: East Lyme Town records · APN ELYM M:011.3 B:00099 L:00064

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97 W MAIN ST, 64, NIANTIC, CT 06357-1731
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Jul 16, 2010 · Amount on Record
Deed Book / Page	1029 / 664
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	97 W MAIN ST APT 64, 64, NIANTIC, CT 06357-1731
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001091-70
Date	Dec 13, 2022
Book Page	1091/70
Instrument	3386

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,070.00	$181,020 (-) Building $181,020	$126,714 Building $126,714
2024	$5,070.00 (+12.57%)
2023	$4,504.00 (+4.36%)	$181,020 (-) Building $181,020
2022	$4,316.00	$181,020 Building $181,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 11% of Connecticut
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.