East Lyme Town property record for 97 W Main St, Apt 34, Niantic, CT 06357 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,520 sqft · built 1984 |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Aug 2017) |
| Tax Bill | $5,123 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:011.3 B:00099 L:00034 |
| Primary APN | ELYM M:011.3 B:00099 L:00034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 96 Units |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 2,548 sqft |
| 1st Floor Area | 744 sqft |
| Attic | Attic |
| Attic Area | 240 sqft |
| Basement Area | 680 sqft |
| Unfinished Basement | 680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 769 |
|---|---|
| Street Address | 97 W MAIN ST, 34 |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1731 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | THERMOS THAMES |
| Legal Block | 99 |
| Legal Lot Number | 34 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 716101 |
Source: East Lyme Town records · APN ELYM M:011.3 B:00099 L:00034
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 W MAIN ST, 34, NIANTIC, CT 06357-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Jul 20, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Aug 21, 2017 | Warranty Deed, Transfer CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2017 · Amount on Record |
| Deed Sale | Aug 21, 2017 · Amount on Record |
| Prior Sale | Mar 02, 2015 · Amount on Record |
| Deed Book / Page | 985 / 495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 97 W MAIN ST APT 34, 34, NIANTIC, CT 06357-1731 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1056-612 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 1056/612 |
| Instrument | 1674 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 97 W MAIN ST APT 34, 34, NIANTIC, CT 06357-1731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1034-182 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 1034/182 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Aug 21, 2017 |
| Property Address | 97 W MAIN ST APT 34, 34, NIANTIC, CT 06357-1731 |
| Document Number | 985-495 |
| Book / Page | 985 / 495 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.43 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 9850499 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 00985/0499 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 21, 2047 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,123.00 | $182,910 (-) Building $182,910 | $128,037 Building $128,037 |
| 2024 | $5,123.00 (+12.57%) | ||
| 2023 | $4,551.00 (+4.36%) | $182,910 (-) Building $182,910 | |
| 2022 | $4,361.00 | $182,910 Building $182,910 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C, updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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