97 W Main St, Apt 31, Niantic, CT 06357 Property Records

East Lyme Town property record for 97 W Main St, Apt 31, Niantic, CT 06357 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,472 sqft · built 1984
Owner	Individual Name on File
Last Sale	$240,000 (Jun 2008)
Tax Bill	$5,974 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:011.3 B:00099 L:00031`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:011.3 B:00099 L:00031`
Alternative APN	`766`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	96 Units
Stories	2 Stories
Building Area	1,472 sqft Living Area
Gross Area	2,503 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	766
Street Address	97 W MAIN ST, 31
City	NIANTIC
State	CT
Zip	06357-1730
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	99
Legal Lot Number	31
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1000
Census Tract	716101

Owner

Source: East Lyme Town records · APN ELYM M:011.3 B:00099 L:00031

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97 W MAIN ST, 31, NIANTIC, CT 06357-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2008 · Amount on Record
Deed Sale	Jun 30, 2008 · Amount on Record
Deed Book / Page	805 / 31
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	97 W MAIN ST APT 31, 31, NIANTIC, CT 06357-1730
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1025-150
Date	Feb 12, 2020
Book Page	1025/150

Lender

Name	SCIENT FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2040

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,974.00	$213,290 (-) Building $213,290	$149,303 Building $149,303
2024	$5,974.00 (+12.57%)
2023	$5,307.00 (+4.37%)	$213,290 (-) Building $213,290
2022	$5,085.00	$213,290 Building $213,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.