97 Upper Troy Rd, Fitzwilliam, NH 03447 Property Records

Cheshire County and Fitzwilliam Town property record for 97 Upper Troy Rd, Fitzwilliam, NH 03447

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,216 sqft · built 2013
Lot Size7.4 acres (322,344 sqft)
Owner2 Individual Names on Record
Last Sale$333,300 (Dec 2013)
Tax Bill$10,348 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNFITZ M:00015 B:000006 L:000014

Property Details

APN / Parcel Number

Primary APNFITZ M:00015 B:000006 L:000014

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,216 sqft Living Area
Gross Area5,172 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area322,344 sqft (7.4 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address97 UPPER TROY RD
CityFITZWILLIAM
StateNH
Zip03447-3140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal Block6
Legal Lot Number14
JurisdictionFITZWILLIAM TOWN NH
Township / Civil DivisionFITZWILLIAM
Census Block Group3
Census Block3006
Census Tract970700

Owner

Source: Cheshire County and Fitzwilliam Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 UPPER TROY RD, FITZWILLIAM, NH 03447-3140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2013 · Amount on Record
Deed SaleDec 27, 2013 · Amount on Record
Deed Book / Page2854 / 583
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFITZWILLIAM TOWN NH
Property Address97 UPPER TROY RD, FITZWILLIAM, NH 03447-3140
Document Number0030961182
Instrument DateJan 13, 2020
Transaction TypeMortgage
Record UpdatedJan 31, 2020
Title CompanyCOMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address97 UPPER TROY RD FITZWILLIAM NH 034473140, FITZWILLIAM, NH 03447-3140

Mortgage

Document Number0030961182
DateJan 22, 2020
Book Page003096/001182
Instrument559
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 21, 2050

Tax Assessment & Valuation

Source: Cheshire County and Fitzwilliam Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionFitzwilliam Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,348.00 (+5.19%)$538,400 (-) Land $132,700 Building $405,700
2024$9,837.00 (+7.98%)$538,400 (-) Land $132,700 Building $405,700
2023$9,110.00 (+3.11%)$538,400 (-) Land $132,700 Building $405,700
2022$8,835.00$538,400 Land $132,700 Building $405,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hub66
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Upper Troy Rd

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