Bristol Town property record for 97 Union St, Bristol, RI 02809
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,091 sqft · built 1880 |
| Lot Size | 0.097 acres (4,247 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Apr 1996) |
| Tax Bill | $6,684 (2026) |
| Deeds & Mortgages | Jan 2019 Line of Credit Jan 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0083-51 |
| Primary APN | 50-0083-51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,091 sqft Living Area |
| Gross Area | 3,238 sqft |
| Basement Area | 986 sqft |
| Unfinished Basement | 986 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 4,247 sqft (0.097 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 50-0083-51 |
|---|---|
| Street Address | 97 UNION ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-2117 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-6 |
| Legal Lot Number | 102 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
97 Union St, a duplex, is owned and occupied by an individual who bought it in April 1996.
Source: Bristol Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 UNION ST, BRISTOL, RI 02809-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2019 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Jan 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Jul 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES CU |
| Dec 5, 2016 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 1996 · Amount on File |
| Deed Sale | Apr 3, 1996 · Amount on File |
| Prior Sale | Sep 12, 1990 · Amount on File |
| Deed Book / Page | 571 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 97 UNION ST, BRISTOL, RI 02809-2117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001970-144 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 1970/144 |
| Instrument | 150 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 97 UNION ST, BRISTOL, RI 02809-2117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001970-126 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 1970/126 |
| Instrument | 149 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 97 UNION ST, BRISTOL, RI 02809-2117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002041-317 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 2041/317 |
| Instrument | 5840 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 97 UNION ST, BRISTOL, RI 02809-2117 |
| Document Number | 1880-331 |
| Instrument Date | Dec 5, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 1880-331 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 001880/000331 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 97 Union St was $6,684, up 28.7% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,684.00 (+28.69%) | |
| 2025 | $5,194.00 | $375,800 Land $110,900 Building $264,900 |
| 2023 | $5,021.00 (+2.78%) | $375,800 (-) Land $110,900 Building $264,900 |
| 2022 | $4,885.00 | $375,800 Land $110,900 Building $264,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 97 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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