108 Union St, Bristol, RI 02809 Property Records

Bristol Town property record for 108 Union St, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,482 sqft · built 1848
Lot Size0.126 acres (5,475 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Jun 2019)
Tax Bill$6,335 (2026)
Deeds & MortgagesFeb 2021 Refinance
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN50-0058-72

Property Details

APN / Parcel Number

Primary APN50-0058-72
Alternative APNs
  • BRIS M:20 L:4
  • 1385

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,482 sqft Living Area
Gross Area2,736 sqft
Basement Area796 sqft
Unfinished Basement796 sqft

Exterior

Year BuiltBuilt 1848
Effective Year BuiltEffective 1992
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,475 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number50-0058-72
Street Address108 UNION ST
CityBRISTOL
StateRI
Zip02809-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal Lot Number4
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group2
Census Block2000
Census Tract30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bristol Waterfront Historic District
listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 Union St is owned by an individual who bought it in June 2019.

Source: Bristol Town records, as of September 9, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 58, BARRINGTON, RI 02806-0058
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 21, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2019 · Amount on File
Deed SaleJun 21, 2019 · Amount on File
Deed Document Number20191525
Deed Book / Page1986 / 22
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address108 UNION ST, BRISTOL, RI 02809-2118
Transaction TypeMortgage
Record UpdatedFeb 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2091-306
DateFeb 17, 2021
Book Page2091/306
Instrument9561
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRISTOL RI
Recording DateJun 21, 2019
Property Address108 UNION ST, BRISTOL, RI 02809-2118
Document Number1986-22
Book / Page1986 / 22
Instrument DateJun 21, 2019
Instrument1525
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 48, BARRINGTON, RI 02806-0048

Mortgage

Document Number1526
DateJun 21, 2019
Instrument1526
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number1986-24
DateJun 21, 2019
Book Page1986/24
Instrument1526
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 108 Union St was $6,335, up 11.3% from the year before.

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,335.00 (+11.32%)
2025$5,691.00$411,800 Land $124,100 Building $287,700
2023$5,502.00 (+2.78%)$411,800 (-) Land $124,100 Building $287,700
2022$5,353.00$411,800 Land $124,100 Building $287,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 108 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 units insured
incl. 28 condo units
Nearby Flood Claims49 (1979–2018)
Claims Outside the SFHA3 of 49
Most Recent ClaimMar 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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