97 Towne St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 97 Towne St, Chicopee, MA 01013 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,122 sqft · built 1914
Lot Size	0.4 acres (17,443 sqft)
Owner	Individual Name on File
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`584-00019`

Property Details

APN / Parcel Number

Primary APN	`584-00019`
Alternative APN	`CHIC M:0584 P:00019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,122 sqft Living Area
Gross Area	1,340 sqft
1st Floor Area	784 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,443 sqft (0.4 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	584-00019
Street Address	97 TOWNE ST
City	CHICOPEE
State	MA
Zip	01013-3966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLEASANTDALE
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1012
Census Tract	811200

Owner

Source: Hampden County and Chicopee City records · APN 584-00019

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97 TOWNE ST, CHICOPEE, MA 01013-3966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	97 TOWNE ST, CHICOPEE, MA 01013-3966
Document Number	22452-256
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 TOWNE ST CHICOPEE MA 010133966, CHICOPEE, MA 01013-3966

Mortgage

Document Number	22452-256
Date	Nov 20, 2018
Book Page	022452/000256
Instrument	69383

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 19, 2033

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,241.00 (+5.4%)	$213,800 (+2.64%) Land $78,400 Building $135,400	$233,320
2024	$3,075.00 (+6.55%)	$208,300 (+9.34%) Land $76,900 Building $131,400
2023	$2,886.00	$190,500 Land $69,900 Building $120,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.