20 Towne St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 20 Towne St, Chicopee, MA 01013 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,076 sqft · built 1945
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Dec 2023)
Tax Bill	$3,432 (2025)
Deeds & Mortgages	Feb 2024 Sale Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`558-00047`

Property Details

APN / Parcel Number

Primary APN	`558-00047`
Alternative APN	`CHIC M:0558 P:00047`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	896 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	558-00047
Street Address	20 TOWNE ST
City	CHICOPEE
State	MA
Zip	01013-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4011
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records · APN 558-00047

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 TOWNE ST, CHICOPEE, MA 01013-3912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Redemption Deed, Transfer
Dec 29, 2023	Fiduciary Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Deed Book / Page	25278 / 344
Record Updated	Jun 08, 2026

February 2024: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 16, 2024
Property Address	20 TOWNE ST, CHICOPEE, MA 01013-3912
Document Number	0025323-49
Book / Page	25323 / 49
Instrument Date	Jan 04, 2024
Instrument	6775
Transaction Type	Transfer
Record Updated	Mar 01, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 29, 2023
Property Address	20 TOWNE ST, CHICOPEE, MA 01013-3912
Document Number	025278-344
Book / Page	25278 / 344
Instrument Date	Dec 28, 2023
Instrument	62109
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	186 SARGEANT ST, HOLYOKE, MA 01040-3860
Investor	Possibly a Property Investor

Mortgage

Document Number	0000235586
Date	Dec 29, 2023
Instrument	235586

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,432.00 (+22.53%)	$226,400 (+19.28%) Land $68,200 Building $158,200	$229,045
2024	$2,801.00 (+3.97%)	$189,800 (+6.75%) Land $66,900 Building $122,900
2023	$2,694.00	$177,800 Land $60,800 Building $117,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 249 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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