97 Thoroughbred Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 97 Thoroughbred Dr, Prince Frederick, MD 20678

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,090 sqft · built 2011
Lot Size0.128 acres (5,613 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Nov 2020)
Tax Bill$3,825 (2023)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-133024

Property Details

APN / Parcel Number

Primary APN02-133024
Alternative APNs
  • 2133024
  • 133024

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,090 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeWood Frame
Roof MaterialComposition Shingle
Lot Area5,613 sqft (0.128 acres)
Garage TypeMixed
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number133024
Old Parcel Number2133024
Street Address97 THOROUGHBRED DR
CityPRINCE FREDERICK
StateMD
Zip20678-3278
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTC
Legal DescriptionLT 12 PLAT 3 PRINCE FREDERICK WOODS
Legal SubdivisionPRINCE FREDERICK WOODS
Legal Lot Number12
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1004
Census Tract860703

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address97 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2020 · Amount on Record
Deed SaleNov 13, 2020 · Amount on Record
Prior SaleSep 30, 2016 · Amount on Record
Deed Document Number0000576474
Deed Book / Page5764 / 74
Record UpdatedJun 7, 2026

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateNov 13, 2020
Property Address97 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278
Document Number0057640074
Book / Page5764 / 74
Map ReferenceMB KPS 1 FO 381
Instrument DateOct 23, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyRGS TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address350 JENDAN WAY # 105105, 350, PRINCE FREDERICK, MD 20678-3868

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address97 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278

Mortgage

Document Number576482
DateNov 13, 2020
Instrument5764/82
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,825.00$368,200$391,700 Land $77,100 Building $314,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRINCE FREDERICK
serves 4,371 people · EPA ID MD0040011
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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