Calvert County property record for 115 Thoroughbred Dr, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,566 sqft · built 2011 |
| Lot Size | 0.134 acres (5,823 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $579,000 (Aug 2026) |
| Tax Bill | $2,946 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-133059 |
| Primary APN | 02-133059 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,566 sqft Living Area |
| Basement Area | 962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,823 sqft (0.134 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 124 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 133059 |
|---|---|
| Street Address | 115 THOROUGHBRED DR |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-3279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TC |
| Legal Description | LT 15 PLAT 3 PRINCE FREDERICK WOODS |
| Legal Subdivision | PRINCE FREDERICK WOODS |
| Legal Lot Number | 15 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 860703 |
115 Thoroughbred Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Calvert County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Feb 4, 2021 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Dec 21, 2018 | Grant Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on File |
| Deed Sale | Aug 27, 2026 · Amount on File |
| Prior Sale | Feb 4, 2021 · Amount on File |
| Deed Book / Page | 6956 / 441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 27, 2026 |
| Property Address | 115 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3279 |
| Document Number | 6956000441 |
| Book / Page | 6956 / 441 |
| Instrument Date | Jun 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $584,790.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3279 |
| Document Number | 6956000448, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 6956/448 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Feb 4, 2021 |
| Property Address | 115 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3279 |
| Document Number | 0058470465 |
| Book / Page | 5847 / 465 |
| Map Reference | MB KPS 1 FO 381 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | ATG TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3279 |
| Document Number | 5847473 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 5847/473 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Dec 21, 2018 |
| Property Address | 115 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3279 |
| Document Number | 0052980220 |
| Book / Page | 005298 / 000220 |
| Instrument Date | Dec 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 THOROUGHBRED DR PRINCE FREDERICK MD 206783279, PRINCE FREDERICK, MD 20678-3279 |
| Document Number | 52980227 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 005298/000227 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2048 |
The 2025 property tax bill for 115 Thoroughbred Dr was $2,946.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $533,833 (+9.02%) | $578,000 (-) Land $77,200 Building $500,800 | |
| 2025 | $2,946.00 | $489,667 | $578,000 Land $77,200 Building $500,800 |
| 2023 | $4,481.00 | $431,300 | $445,500 Land $77,200 Building $368,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Thoroughbred Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Thoroughbred Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRINCE FREDERICK serves 4,371 people · EPA ID MD0040011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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