St. Johns County property record for 97 Terrena Loop, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2016 |
| Square Footage | 4,423 sqft Living Area |
| Lot Size | 20,473 sqft (0.47 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $644,429 (2016) |
| Tax Bill | $2,324.00 (2025) |
| Primary APN | 005732-4150 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Building Area | 4,423 sqft Living Area |
| Gross Area | 5,102 sqft Gross Area |
| 1st Floor | 2,814 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,473 sqft (0.47 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 679 sqft Garage |
| Patio Area | 132 sqft Patio |
| Porch Area | 323 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 97 TERRENA LOOP |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1230 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 75/61-78 CELESTINA PHASE 1B LOT 415 OR4198/440 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | CELESTINA PHASE 1B |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 415 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | FRUIT COVE |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 20801 |
Source: St. Johns County records · APN 005732-4150
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 TERRENA LOOP, SAINT JOHNS, FL 32259-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jun 23, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on Record |
| Deed Sale | May 27, 2016 · Amount on Record |
| Deed Doc Number | 201633285 |
| Deed Book / Page | 4198 / 440 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 97 TERRENA LOOP, SAINT JOHNS, FL 32259-1230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 97 TERRENA LOOP, SAINT JOHNS, FL 32259-1230 |
| Investor | Possibly a Property Investor |
| Document Number | 0052090628 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 5209/628 |
| Instrument | 2021029276 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 97 TERRENA LOOP, SAINT JOHNS, FL 32259-1230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0049710330 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 4971/330 |
| Instrument | 2020049212 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $563,337 (+2.7%) | $826,941 (-8.98%) Land $200,000 Building $626,941 | |
| 2025 | $2,324.00 (+3.57%) Disabled Person's exemption Veteran's exemption | $548,527 (+2.9%) | $908,554 (+13.9%) Land $205,000 Building $703,554 |
| 2024 | $2,244.00 (+2.33%) Disabled Person's exemption Veteran's exemption | $533,068 (+3%) | $797,647 (+9.92%) Land $180,000 Building $617,647 |
| 2023 | $2,193.00 (+0.83%) Disabled Person's exemption Veteran's exemption | $517,542 (+3%) | $725,662 (-1.63%) Land $130,000 Building $595,662 |
| 2022 | $2,175.00 Disabled Person's exemption Veteran's exemption | $502,468 | $737,697 Land $128,800 Building $608,897 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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