St. Johns County property record for 105 Terrena Loop, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 4,423 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,250,000 (2024) |
| Tax Bill | $15,284.00 (2025) |
| Primary APN | 005732-4140 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Building Area | 4,423 sqft Living Area |
| Gross Area | 5,344 sqft Gross Area |
| 1st Floor | 2,814 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,424 sqft (0.4 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 690 sqft Garage |
| Pool Area | 420 sqft Pool |
| Patio Area | 132 sqft Patio |
| Porch Area | 323 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 105 TERRENA LOOP |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1231 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 75/61-78 CELESTINA PHASE 1B LOT 414 OR6001/61 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | CELESTINA PHASE 1B |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 414 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | FRUIT COVE |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 20801 |
Source: St. Johns County records · APN 005732-4140
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 TERRENA LOOP, SAINT JOHNS, FL 32259-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STG MORTGAGE INC |
| Oct 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STG MORTGAGE INC |
| Oct 15, 2021 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Aug 09, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 30, 2017 | Special Warranty Deed, Subdivision Related Transfer · Adjustable Rate Mortgage (ARM) UBS BANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2024 · Amount on Record |
| Deed Sale | Aug 09, 2024 · Amount on Record |
| Prior Sale | Mar 30, 2017 · Amount on Record |
| Deed Doc Number | 202463037 |
| Deed Book / Page | 6001 / 61 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 105 TERRENA LOOP, SAINT JOHNS, FL 32259-1231 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 105 TERRENA LOOP, ST JOHNS, FL 32259-1231 |
| Document Number | 0062690464 |
|---|---|
| Date | Dec 08, 2025 |
| Book Page | 6269/464 |
| Instrument | 2025099269 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 105 TERRENA LOOP, SAINT JOHNS, FL 32259-1231 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 105 TERRENA LOOP, ST JOHNS, FL 32259-1231 |
| Document Number | 0062490493 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 6249/493 |
| Instrument | 2025089169 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 105 TERRENA LOOP, SAINT JOHNS, FL 32259-1231 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 105 TERRENA LOOP, JACKSONVILLE, FL 32259-1231 |
| Document Number | 0053941615 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 5394/1615 |
| Instrument | 2021112608 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 09, 2024 |
| Property Address | 105 TERRENA LOOP, SAINT JOHNS, FL 32259-1231 |
| Document Number | 0060010061 |
| Book / Page | 6001 / 61 |
| Map Reference | MB 73 PG 61-78 |
| Instrument Date | Jul 19, 2024 |
| Instrument | 2024063037 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TTL AGCY JACKSONV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,750.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 BERRYWOOD CT, PONTE VEDRA, FL 32081-0829 |
| Name | Verified Name |
|---|---|
| Address | 105 TERRENA LOOP, SAINT JOHNS, FL 32259-1231 |
| Document Number | 2024063038 |
|---|---|
| Date | Aug 09, 2024 |
| Instrument | 2024063038 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 30, 2017 |
| Property Address | 105 TERRENA LOOP, SAINT JOHNS, FL 32259-1231 |
| Document Number | 0043511119 |
| Book / Page | 4351 / 1119 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 2017022083 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 N REO ST STE 330, 405, TAMPA, FL 33609-1064 |
| Name | Verified Name |
|---|---|
| Address | 105 TERR LOOP, SAINT JOHNS, FL 32259 |
| Document Number | 2017022084 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 2017022084 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $903,418 (-9.75%) Land $200,000 Building $703,418 | $903,418 (-9.75%) Land $200,000 Building $703,418 | |
| 2025 | $15,284.00 (+27.62%) Homeowner's exemption | $1,000,963 (+20.57%) | $1,000,963 (+20.57%) Land $205,000 Building $795,963 |
| 2024 | $11,976.00 (+7.1%) | $830,223 (+9.22%) | $830,223 (+9.22%) Land $180,000 Building $650,223 |
| 2023 | $11,182.00 (+3.85%) | $760,163 (+0.68%) | $760,163 (+0.68%) Land $130,000 Building $630,163 |
| 2022 | $10,767.00 | $755,055 | $755,055 Land $128,800 Building $626,255 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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