Erie County and Lancaster Town property record for 97 Terrell St, Depew, NY 14043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,824 sqft · built 1965 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,123 (Jul 2026) |
| Tax Bill | $6,775 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145201 104.07-3-19 |
| Primary APN | 145201 104.07-3-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 97 TERRELL ST |
|---|---|
| City | DEPEW |
| State | NY |
| Zip | 14043-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC10 2186 13 5O X 1OO |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 14501 |
97 Terrell St is owned and occupied by two individuals who bought it in July 2026.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 TERRELL ST, DEPEW, NY 14043-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Mar 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA |
| May 29, 2018 | Affidavit of Death, Transfer |
| May 29, 2018 | Grant Deed, Transfer AMY A PEREZ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on File |
| Deed Sale | Jul 8, 2026 · Amount on File |
| Prior Sale | Jul 10, 2023 · Amount on File |
| Deed Document Number | 20262026123874 |
| Deed Book / Page | 11463 / 1980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 8, 2026 |
| Property Address | 97 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0000123874 |
| Book / Page | 11463 / 1980 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026123874 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147,662.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 TERRELL ST, DEPEW, NY 14043-2523 |
| Date | Jul 8, 2026 |
|---|
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 10, 2023 |
| Property Address | 97 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0114191901 |
| Book / Page | 11419 / 1901 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023116305 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 97 TERRELL ST, DEPEW, NY 14043-2523 |
| Name | Verified Name |
|---|---|
| Address | 60 EAGLE TER, DEPEW, NY 14043-2563 |
| Document Number | 0140963238 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 14096/3238 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 26, 2019 |
| Property Address | 97 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0113424979 |
| Book / Page | 011342 / 004979 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 97 TERRELL ST DEPEW NY 140432523, DEPEW, NY 14043-2523 |
| Document Number | 138910405 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 013891/000405 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 29, 2018 |
| Property Address | 97 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0113298084 |
| Book / Page | 011329 / 008084 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 TERRELL ST DEPEW NY 140432523, DEPEW, NY 14043-2523 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 29, 2018 |
| Property Address | 97 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0113298089 |
| Book / Page | 011329 / 008089 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $72.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 91 TERRELL ST DEPEW NY 140432523, DEPEW, NY 14043-2523 |
| Document Number | 138570481 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 013857/000481 |
| Name | AMY A PEREZ |
|---|---|
| Address | 957 DELAWARE AVE, BUFFALO, NY 14209-1805 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 97 Terrell St was $6,775, up 355.6% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Depew Village |
| Unified School District | Depew Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,775.00 (+355.62%) | ||
| 2025 | $1,487.00 (-75.78%) | $163,000 (-) Land $16,000 Building $147,000 | $254,688 (+12.49%) Land $25,000 Building $229,688 |
| 2024 | $6,140.00 | $163,000 (-) Land $16,000 Building $147,000 | $226,400 (+4.19%) Land $22,223 Building $204,177 |
| 2023 | $163,000 (-) Land $16,000 Building $147,000 | $217,300 (+15.96%) Land $21,330 Building $195,970 | |
| 2022 | $163,000 Land $16,000 Building $147,000 | $187,400 Land $18,395 Building $169,005 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 97 Terrell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Terrell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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