Erie County and Lancaster Town property record for 91 Terrell St, Depew, NY 14043 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,586 sqft · built 1965 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,500 (Oct 2004) |
| Tax Bill | $1,541 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145201 104.07-3-18 |
| Primary APN | 145201 104.07-3-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 650 sqft |
| 2nd Floor Area | 936 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 91 TERRELL ST |
|---|---|
| City | DEPEW |
| State | NY |
| Zip | 14043-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC10 2186 14 5O X 1OO |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 18.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 14501 |
Source: Erie County and Lancaster Town records · APN 145201 104.07-3-18
Assessment roll updated May 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 TERRELL ST, DEPEW, NY 14043-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Sep 12, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 2004 · Amount on Record |
| Deed Sale | Oct 15, 2004 · Amount on Record |
| Deed Document Number | 2004950 |
| Deed Book / Page | 11084 / 5402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 18, 2026 |
| Property Address | 91 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0000091913 |
| Book / Page | 14198 / 9865 |
| Instrument Date | May 01, 2026 |
| Instrument | 202691913 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 91 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0000091913, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 14198/9865 |
| Instrument | 202691913 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 05, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 91 TERRELL ST, DEPEW, NY 14043-2523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 91 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0139627363 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 13962/7363 |
| Instrument | 2020184166 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 91 TERRELL ST, DEPEW, NY 14043-2523 |
| Document Number | 0138733836 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | LIBERTY TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 91 TERRELL ST DEPEW NY 140432523, DEPEW, NY 14043-2523 |
| Document Number | 0138733836 |
|---|---|
| Date | Oct 08, 2018 |
| Book Page | 013873/003836 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 07, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Depew Village |
| Unified School District | Depew Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,541.00 (-75.9%) | $170,000 (-) Land $16,000 Building $154,000 | $265,625 (+12.51%) Land $25,000 Building $240,625 |
| 2024 | $6,394.00 Homeowner's exemption | $170,000 (-) Land $16,000 Building $154,000 | $236,100 (+4.15%) Land $22,221 Building $213,879 |
| 2023 | Homeowner's exemption | $170,000 Land $16,000 Building $154,000 | $226,700 Land $21,336 Building $205,364 |
Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290145011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 481 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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