Milford City property record for 97 Surf Ave, Milford, CT 06460 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,142 sqft · built 1953 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,310 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | MILF M:35 B:438 L:16 |
| Primary APN | MILF M:35 B:438 L:16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| Gross Area | 2,945 sqft |
| 1st Floor Area | 816 sqft |
| Attic | Attic |
| Attic Area | 816 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6470 |
|---|---|
| Street Address | 97 SURF AVE |
| City | MILFORD |
| State | CT |
| Zip | 06460-6342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 438 |
| Legal Lot Number | 16 |
| Jurisdiction | MILFORD CT |
| Township / Civil Division | MILFORD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 150200 |
Source: Milford City records · APN MILF M:35 B:438 L:16
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 SURF AVE, MILFORD, CT 06460-6342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 97 SURF AVE, MILFORD, CT 06460-6342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0004027-36 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 4027/36 |
| Instrument | 5933 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Milford City records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Consolidated City | Milford City |
| Unified School District | Milford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,310.00 | $213,520 (-) Land $98,600 Building $114,920 | $149,464 Land $69,020 Building $80,444 |
| 2024 | $6,310.00 (+8.77%) | ||
| 2023 | $5,801.00 | $213,520 Land $98,600 Building $114,920 |
Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Wildfire Risk | Low above 20% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 319 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Frontier | Fiber | 7,000 / 7,000 |
| Xfinity | Fiber | 2,000 / 2,000 |
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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