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91 Surf Ave, Milford, CT 06460 Property Records

Milford City property record for 91 Surf Ave, Milford, CT 06460

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1928
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$217,000 (Apr 2018)
Tax Bill$5,694 (2025)
Deeds & MortgagesMay 2025 Mortgage
Apr 2025 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APNMILF M:35 B:438 L:1

Property Details

APN / Parcel Number

Primary APNMILF M:35 B:438 L:1
Alternative APNs
  • M:00035 B:00438 L:000001
  • MLFD M:35 B:438 L:1
  • 3910

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area2,238 sqft
1st Floor Area1,152 sqft
Basement Area798 sqft
Unfinished Basement798 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number3910
Street Address91 SURF AVE
CityMILFORD
StateCT
Zip06460-6342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Block438
Legal Lot Number1
JurisdictionMILFORD CT
Township / Civil DivisionMILFORD
Census Block Group2
Census Block2003
Census Tract150200

Owner

Source: Milford City records · APN MILF M:35 B:438 L:1

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address91 SURF AVE, MILFORD, CT 06460-6342
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 19, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ROCKET MORTGAGE
Apr 23, 2025Quit Claim Deed, Transfer
NONE AVILABALE
Jun 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 16, 2018Warranty Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 16, 2018 · Amount on Record
Deed SaleApr 16, 2018 · Amount on Record
Prior SaleFeb 03, 2015 · Amount on Record
Deed Document Number20185903130002
Deed Book / Page3776 / 92
Last Transfer DateApr 16, 2025
Transfer Doc0004134-29
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILFORD CT
Property Address91 SURF AVE, MILFORD, CT 06460-6342
Transaction TypeMortgage
Record UpdatedJul 30, 2025
Title CompanyNONE AVILABALE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004138-171
DateMay 19, 2025
Book Page4138/171
Instrument3376
Lender
NameROCKET MORTGAGE
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueJun 01, 2045

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMILFORD CT
Recording DateApr 23, 2025
Property Address91 SURF AVE, MILFORD, CT 06460-6342
Document Number0004134-29
Book / Page4134 / 29
Instrument DateApr 16, 2025
Instrument2002
Transaction TypeTransfer
Record UpdatedJul 22, 2025
Title CompanyNONE AVILABALE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address91 SURF AVE, MILFORD, CT 06460-6342

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILFORD CT
Property Address91 SURF AVE, MILFORD, CT 06460-6342
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3878-331
DateJun 24, 2020
Book Page3878/331
Instrument6506150015
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILFORD CT
Recording DateApr 16, 2018
Property Address91 SURF AVE, MILFORD, CT 06460-6342
Document Number3776-92
Book / Page003776 / 000092
Instrument DateApr 13, 2018
Instrument3130002
Transaction TypeTransfer
Record UpdatedMay 08, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$217.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 SURF AVE MILFORD CT 064606342, MILFORD, CT 06460-6342

Mortgage

Document Number3776-94
DateApr 16, 2018
Book Page003776/000094
Instrument3140014
Lender
NamePRIME LNDG
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2048

Tax Assessment & Valuation

Source: Milford City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / Consolidated CityMilford City
Unified School DistrictMilford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,694.00$192,690 (-) Land $93,870 Building $98,820$134,883 Land $65,709 Building $69,174
2024$5,694.00 (+8.77%)
2023$5,235.00$192,690 Land $93,870 Building $98,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 319 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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