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97 Sunfish Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 97 Sunfish Dr, Defiance, MO 63341

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,594 sqft · built 1993
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$274,900 (Aug 2013)
Tax Bill$5,371 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNA883001775

Property Details

APN / Parcel Number

Primary APNA883001775
Alternative APN
  • 3-0077-6262-00-0101.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,594 sqft Living Area
Gross Area4,330 sqft
1st Floor Area1,929 sqft
Basement Area1,915 sqft
Finished Basement665 sqft
Unfinished Basement1,250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Garage TypeAttached
Garage Area486 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area121 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA883001775
Street Address97 SUNFISH DR
CityDEFIANCE
StateMO
Zip63341-1646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALLAWAY VALLEY #6 LOT 101
Legal SubdivisionCALLAWAY VALLEY #6
Legal Lot Number101
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group4
Census Block4005
Census Tract312204

Owner

97 Sunfish Dr is owned and occupied by two individuals who bought it in August 2013.

Source: St. Charles County records, as of August 13, 2025

Owner of Record2 Individual Names on File
Mailing Address97 SUNFISH DR, DEFIANCE, MO 63341-1646
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2013 · Amount on File
Deed SaleAug 19, 2013 · Amount on File
Prior SaleJun 3, 2013 · Amount on File
Deed Document Number2013657960
Deed Book / Page6078 / 1594
Prior Transfer DateJan 26, 2012
Prior Transfer Doc0057191059
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address97 SUNFISH DR, DEFIANCE, MO 63341-1646
Document Number0068581495
Book / Page006858 / 001495
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address97 SUNFISH DR DEFIANCE MO 633411646, DEFIANCE, MO 63341-1646

Mortgage

Document Number0068581495
DateDec 27, 2017
Book Page006858/001495
Instrument795650
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
AmountAmount on Record
Term180 Months
DueDec 26, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 97 Sunfish Dr was $5,371, up 2.6% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,371.00 (+2.62%)$89,718$472,200 Land $90,000 Building $382,200
2024$5,234.00
2023$84,859
2022$446,628 Land $75,000 Building $371,628

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 97 Sunfish Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Sunfish Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Brightspeed
Fiber		940 / 940

Cell Coverage

4G LTE (outdoors only), no 5G reported

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