Morgan County property record for 97 Springs Loop Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,466 sqft · built 1997 |
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $683 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-21-0-000-002.005 |
| Primary APN | 10-05-21-0-000-002.005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Upper Floors Area | 578 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 209,088 sqft (4.8 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 6960 |
|---|---|
| Street Address | 97 SPRINGS LOOP RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-4318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NW COR OF NW1/4 OF NW1/4 OF SEC 21, T6S, R2W, TH E ALG N BDRY OF SEC 21 643.55' TO TPOB, TH CONT E 519.33', TH SO 449. |
| Legal Range | 2W |
| Legal Township | 6S |
| Legal Section | 21 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 5405 |
97 Springs Loop Rd is owned and occupied by two individuals.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 SPRINGS LOOP RD, SOMERVILLE, AL 35670-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 97 SPRINGS LOOP RD, SOMERVILLE, AL 35670-4318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018/31116 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 2018/31116 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | DECATUR, AL 35609 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 97 Springs Loop Rd was $683 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $683.00 | $23,000 (-1.08%) Land $5,820 Building $17,180 | $230,000 (-1.08%) Land $58,200 Building $171,800 |
| 2024 | $23,250 (-1.06%) Land $5,820 Building $17,430 | $232,500 (-1.06%) Land $58,200 Building $174,300 | |
| 2023 | $816.00 (+8.8%) Homeowner's exemption | $23,500 (+9.3%) Land $5,820 Building $17,680 | $235,000 (+9.3%) Land $58,200 Building $176,800 |
| 2022 | $750.00 Homeowner's exemption | $21,500 Land $5,280 Building $16,220 | $215,000 Land $52,800 Building $162,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Springs Loop Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Springs Loop Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures