12 Springs Loop Rd, Somerville, AL 35670 Property Records

Morgan County property record for 12 Springs Loop Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,649 sqft · built 1928
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$204,900 (Apr 2022)
Tax Bill	$479 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-05-16-0-000-025.003`

Property Details

APN / Parcel Number

Primary APN	`10-05-16-0-000-025.003`
Alternative APNs	`21809` `93804`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,649 sqft Living Area
1st Floor Area	1,649 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	93804
Street Address	12 SPRINGS LOOP RD
City	SOMERVILLE
State	AL
Zip	35670-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF SEC 16, T6S, R2W, TH N 197', TH E 186', TH SO 197', TH W 186' TO POB
Legal Range	2W
Legal Township	6S
Legal Section	16
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2012
Census Tract	5405

Owner

12 Springs Loop Rd is owned and occupied by an individual who bought it in April 2022.

Source: Morgan County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12 SPRINGS LOOP RD, SOMERVILLE, AL 35670-4317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Mar 22, 2021 · Amount on File
Deed Book / Page	2022 / 3787
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	12 SPRINGS LOOP RD, SOMERVILLE, AL 35670-4317
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/16810
Date	Apr 1, 2022
Book Page	2022/16810

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 22, 2021
Property Address	12 SPRINGS LOOP RD, SOMERVILLE, AL 35670-4317
Document Number	2021/2665
Book / Page	2021 / 2665
Instrument Date	Mar 19, 2021
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 355, PANACEA, FL 32346-0355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 PARKER RD SE, HARTSELLE, AL 35640-3362

Tax Assessment & Valuation

The 2025 property tax bill for 12 Springs Loop Rd was $479 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$479.00	$14,260 (-) Land $700 Building $13,560	$142,600 (-) Land $7,000 Building $135,600
2024		$14,260 (-) Land $700 Building $13,560	$142,600 (-) Land $7,000 Building $135,600
2023	$1,066.00 (+57.46%)	$14,260 (-21.3%) Land $700 Building $13,560	$142,600 (+57.4%) Land $7,000 Building $135,600
2022	$677.00	$18,120 Land $1,260 Building $16,860	$90,600 Land $6,300 Building $84,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Springs Loop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Springs Loop Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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