Broome County and Conklin Town property record for 97 Smith Ave, Binghamton, NY 13904
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,328 sqft · built 1944 |
| Lot Size | 43.1 acres (1,877,436 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,219 (2026) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| APN | 032800 226.00-1-51 |
| Primary APN | 032800 226.00-1-51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 926 sqft |
| Upper Floors Area | 402 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 1,877,436 sqft (43.1 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 28124400000 |
|---|---|
| Street Address | 97 SMITH AVE |
| City | BINGHAMTON |
| State | NY |
| Zip | 13904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 00600000240000000000 |
| Legal Block | 1 |
| Legal Lot Number | 51.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | CONKLIN |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 12701 |
Source: Broome County and Conklin Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 CLINE RD, BINGHAMTON, NY 13903-6452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 97 SMITH AVE REAR, BINGHAMTON, NY 13904 |
| Document Number | 0039921357 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 97 SMITH RD BINGHAMTON NY 13903, BINGHAMTON, NY 13903 |
| Document Number | 0039921357 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 003992/001357 |
| Instrument | 1389 |
| Name | GHS FCU |
|---|---|
| Type | Credit Union |
| Address | BINGHAMTON, NY 13905 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Broome County and Conklin Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Conklin Town |
| Unified School District | Susquehanna Valley Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,219.00 (+0.45%) Homeowner's exemption | ||
| 2025 | $4,200.00 (+2.94%) Homeowner's exemption | $63,910 (-) Land $50,215 Building $13,695 | $138,900 (+18.45%) Land $109,136 Building $29,764 |
| 2024 | $4,080.00 | ||
| 2023 | $63,910 Land $50,215 Building $13,695 | $117,266 Land $92,138 Building $25,128 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 94 (1979–2018) |
| Claims Outside the SFHA | 48 of 94 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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