5 Smith Ave, Binghamton, NY 13904 Property Records

Broome County and Binghamton City property record for 5 Smith Ave, Binghamton, NY 13904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1900
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2026)
Tax Bill	$4,772 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2023 Sale & Mortgage
APN	`030200 144.44-3-14`

Property Details

APN / Parcel Number

Primary APN	`030200 144.44-3-14`
Alternative APNs	`020014404400030140000000` `00001310990`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	624 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00001310990
Street Address	5 SMITH AVE
City	BINGHAMTON
State	NY
Zip	13904-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	YES
Legal Subdivision	W H TRAVIE PLACE
Legal Block	3
Legal Lot Number	14.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	1
Census Block	1004
Census Tract	600

Owner

5 Smith Ave is owned and occupied by an individual who bought it in September 2026.

Source: Broome County and Binghamton City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	5 SMITH AVE, BINGHAMTON, NY 13904-1022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage SIDNEY FEDERAL CREDIT UNION
Aug 29, 2023	Warranty Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Aug 29, 2023 · Amount on File
Deed Document Number	202625790
Deed Book / Page	2838 / 256
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BROOME NY
Recording Date	Sep 25, 2026
Property Address	5 SMITH AVE, BINGHAMTON, NY 13904-1022
Document Number	0000025790
Book / Page	2838 / 256
Instrument Date	Aug 21, 2026
Instrument	202625790
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,820.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SMITH AVE, BINGHAMTON, NY 13904-1022

Mortgage

Document Number	0000025791,
Date	Sep 25, 2026
Book Page	4279/1418
Instrument	202625791

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Aug 29, 2023
Property Address	5 SMITH AVE, BINGHAMTON, NY 13904-1022
Document Number	002734/553
Book / Page	2734 / 553
Map Reference	MB 1 PG 201
Instrument Date	Aug 22, 2023
Instrument	202300018197
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 SMITH AVE, BINGHAMTON, NY 13904-1022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 E TREMONT AVE UNIT 1034, 1034, BRONX, NY 10465-9500

Mortgage

Document Number	04139/1102
Date	Aug 29, 2023
Book Page	4139/1102
Instrument	202300018198

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 5 Smith Ave was $4,772.

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,772.00
2025		$48,000 Land $47,100 Building $900	$91,600 Land $89,882 Building $1,718
2023		$48,000 Land $47,100 Building $900	$76,190 Land $74,761 Building $1,429

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5 Smith Ave; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Smith Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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