Pender County property record for 97 Scotch Bonnet Way, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,132 sqft · built 2006 |
| Lot Size | 0.412 acres (17,947 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Jul 2025) |
| Tax Bill | $2,818 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 4203-60-6895-0000 |
| Primary APN | 4203-60-6895-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 17,947 sqft (0.412 acres) |
| Lot Dimensions | 190 ft deep x 113 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 168 sqft |
| Pole Barn | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 001033628 |
|---|---|
| Street Address | 97 SCOTCH BONNET WAY |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L 1 PB 12/45 HIDEAWAY SHORES |
| Legal Subdivision | HIDEAWAY SHORES |
| Legal Lot Number | 1 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 920202 |
97 Scotch Bonnet Way is owned and occupied by two individuals who bought it in July 2025.
Source: Pender County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 SCOTCH BONNET WAY, HAMPSTEAD, NC 28443-2583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on File |
| Deed Sale | Jul 10, 2025 · Amount on File |
| Prior Sale | May 21, 2024 · Amount on File |
| Deed Document Number | 202520143701 |
| Deed Book / Page | 4867 / 2325 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 97 Scotch Bonnet Way was $2,818.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,818.00 | $606,480 Land $52,521 Building $553,959 | $606,480 Land $52,521 Building $553,959 |
| 2023 | $283,108 (-) Land $65,669 Building $217,439 | $283,108 (-) Land $65,669 Building $217,439 | |
| 2022 | $2,576.00 | $283,108 Land $65,669 Building $217,439 | $283,108 Land $65,669 Building $217,439 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Scotch Bonnet Way in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 52 (1996–2020) |
| Claims Outside the SFHA | 38 of 52 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Scotch Bonnet Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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