91 Scotch Bonnet Way, Hampstead, NC 28443 Property Records

Pender County property record for 91 Scotch Bonnet Way, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,496 sqft · built 2017
Lot Size	0.471 acres (20,517 sqft)
Owner	2 Individual Names on File
Last Sale	$77,500 (Jul 2017)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4203-60-9602-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-60-9602-0000`
Alternative APNs	`400976423` `976423`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable/Hip
Lot Area	20,517 sqft (0.471 acres)
Lot Dimensions	186 ft deep x 107 ft wide

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	1,122 sqft
Pole Barn	120 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	400976423
Street Address	91 SCOTCH BONNET WAY
City	HAMPSTEAD
State	NC
Zip	28443-2583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L4 PB 12/45 HIDEAWAY SHORES
Legal Subdivision	HIDEAWAY SHORES
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3005
Census Tract	920202

Owner

91 Scotch Bonnet Way is owned and occupied by two individuals who bought it in July 2017.

Source: Pender County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 SCOTCH BONNET WAY, HAMPSTEAD, NC 28443-2583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Nov 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Aug 10, 2018	Loan Modification, Mortgage · Conventional with PMI FIRST BK
Jul 21, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Prior Sale	Jul 15, 2005 · Amount on File
Deed Book / Page	4647 / 2312
Prior Transfer Date	Jul 14, 2005
Prior Transfer Doc	0027190154
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	91 SCOTCH BONNET WAY, HAMPSTEAD, NC 28443-2583
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048191272
Date	Aug 17, 2023
Book Page	4819/1272

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Aug 16, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	91 SCOTCH BONNET WAY, HAMPSTEAD, NC 28443-2583
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046732686
Date	Nov 6, 2018
Book Page	4673/2686

Lender

Name	FIRST BANK
Type	Bank
Address	WRIGHTSVILLE BEACH, NC 28480

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	91 SCOTCH BONNET WAY, HAMPSTEAD, NC 28443-2583
Document Number	0046700876
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	91 SCOTCH BONNET WAY HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number	0046700876
Date	Aug 10, 2018
Book Page	004670/000876
Instrument	20039982

Lender

Name	FIRST BK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 21, 2017
Property Address	91 SCOTCH BONNET WAY, HAMPSTEAD, NC 28443-2583
Document Number	0046472312
Book / Page	4647 / 2312
Map Reference	MB 12 PG 45
Instrument Date	Jul 18, 2017
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 SANTA MARIA AVE, 825, WILMINGTON, NC 28411-7673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 FAIRVIEW RD, LELAND, NC 28451-8259

Mortgage

Document Number	0046472315
Date	Jul 21, 2017
Instrument	4647/2315

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 91 Scotch Bonnet Way was $2,839.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,839.00	$557,822 Land $57,787 Building $500,035	$557,822 Land $57,787 Building $500,035
2023		$285,379 (-) Land $69,917 Building $215,462	$285,379 (-) Land $69,917 Building $215,462
2022	$2,595.00	$285,379 Land $69,917 Building $215,462	$285,379 Land $69,917 Building $215,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Scotch Bonnet Way in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	52 (1996–2020)
Claims Outside the SFHA	38 of 52
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Scotch Bonnet Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Scotch Bonnet Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures