97 School St, Northfield, MA 01360 Property Records

Franklin County and Northfield Town property record for 97 School St, Northfield, MA 01360

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,328 sqft · built 1900
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (May 2009)
Tax Bill$3,764 (2025)
Deeds & MortgagesApr 2018 Mortgage
APNNFLD M:023 B:000D4 L:1

Property Details

APN / Parcel Number

Primary APNNFLD M:023 B:000D4 L:1

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,328 sqft Living Area
Gross Area2,610 sqft
1st Floor Area700 sqft
Basement Area931 sqft
Unfinished Basement931 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address97 SCHOOL ST
CityNORTHFIELD
StateMA
Zip01360-9654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal BlockD4
Legal Lot Number1
JurisdictionNORTHFIELD MA
Township / Civil DivisionNORTHFIELD
Census Block Group2
Census Block2013
Census Tract40300

Owner

Source: Franklin County and Northfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address97 SCHOOL ST, NORTHFIELD, MA 01360-9654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2009 · Amount on Record
Deed SaleMay 18, 2009 · Amount on Record
Deed Document Number20096107
Deed Book / Page5673 / 198
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHFIELD MA
Property Address97 SCHOOL ST, NORTHFIELD, MA 01360-9654
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7178-135
DateApr 2, 2018
Book Page7178/135
Instrument3035
Lender
NameMASS MUTUAL FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term240 Months
DueApr 1, 2038

Tax Assessment & Valuation

Source: Franklin County and Northfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyFranklin County
County SubdivisionNorthfield Town
Unified School DistrictPioneer Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,764.00 (+5.02%)$272,000 (+3.07%) Land $56,800 Building $215,200$321,458 (-2.57%)
2024$3,584.00 (+12.63%)$263,900 (+12.63%) Land $53,700 Building $210,200$329,935
2023$3,182.00$234,300 Land $53,300 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

Nearby Streets

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