97 Sarah Ct, Windsor, CA 95492 Property Records

Sonoma County property record for 97 Sarah Ct, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,563 sqft · built 1991
Lot Size	0.102 acres (4,442 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Nov 2011)
Tax Bill	$8,778 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-373-012-000`

Property Details

APN / Parcel Number

Primary APN	`161-373-012-000`
Alternative APN	`161-373-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,563 sqft Living Area
Gross Area	2,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,442 sqft (0.102 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	161-373-012
Street Address	97 SARAH CT
City	WINDSOR
State	CA
Zip	95492-7952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	LAKEWOOD GLEN 4B LOT 83
Legal Subdivision	LAKEWOOD GLEN
Legal Block	1
Legal Lot Number	83
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1006
Census Tract	153804

Owner

Source: Sonoma County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 SARAH CT, WINDSOR, CA 95492-7952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CREDIT UNION
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU
Nov 19, 2019	Quit Claim Deed, Transfer · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2011 · Amount on Record
Deed Sale	Nov 16, 2011 · Amount on Record
Prior Sale	Jun 7, 2005 · Amount on Record
Deed Document Number	2011102009
Last Transfer Date	Nov 14, 2019
Transfer Doc	0000085268
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Apr 6, 2026
Property Address	97 SARAH CT, WINDSOR, CA 95492-7952
Document Number	0000016603
Instrument Date	Mar 30, 2026
Instrument	202616603
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	97 SARAH CT, WINDSOR, CA 95492-7952
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016603,
Date	Apr 6, 2026
Instrument	202616603

Lender

Name	REDWOOD CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	97 SARAH CT, WINDSOR, CA 95492-7952
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 SARAH CT, WINDSOR, CA 95492-7952
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078623
Date	Jul 7, 2021
Instrument	2021078623

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Nov 19, 2019
Property Address	97 SARAH CT, WINDSOR, CA 95492-7952
Document Number	0000085268
Instrument Date	Nov 14, 2019
Instrument	85268
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 SARAH CT WINDSOR CA 954927952, WINDSOR, CA 95492-7952

Mortgage

Document Number	85269
Date	Nov 19, 2019
Instrument	85269

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,778.00 (+2.13%) Homeowner's exemption	$357,964 (+4.04%) Land $113,037 Building $244,927
2023	$8,595.00 (+103.58%) Homeowner's exemption	$344,066 Land $108,649 Building $235,417
2022	$4,222.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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